18. Phys Therapy Asst
$54,000
$4,500
-$1,250
$3,250
19. Land Surveyor
$51,000
$4,250
-$1,180
$3,070
20. Machinist
$48,500
$4,041
-$1,091
$2,950
21. Occup Health Tech
$53,000
$4,416
-$1,236
$3,180
22. Diesel Mech
$56,000
$4,666
-$1,316
$3,350
23. Radiologic Tech
$59,000
$4,916
-$1,416
$3,500
24. Data Entry
$34,500
$2,875
-$625
$2,250
25. Plumber Appr.
$43,000
$3,583
-$903
$2,680
Job Title
Annual
Monthly
Ded.
NET
26. Restaurant Mgr
$45,000
$3,750
-$975
$2,775
27. Barista (FT)
$33,280
$2,773
-$583
$2,190
28. Daycare Lead
$37,500
$3,125
-$750
$2,375
29. Hair Stylist
$38,000
$3,166
-$766
$2,400
30. Library Asst
$35,000
$2,916
-$666
$2,250
31. Wegmans Leader
$42,500
$3,541
-$891
$2,650
32. Bank Teller
$36,500
$3,041
-$721
$2,320
33. Junior Graphic Des
$44,000
$3,666
-$936
$2,730
34. Social Media Coor
$41,000
$3,416
-$846
$2,570
35. Med Receptionist
$35,500
$2,958
-$688
$2,270
36. Security Guard
$38,500
$3,208
-$778
$2,430
37. Animal Care
$32,500
$2,708
-$558
$2,150
38. Housekeeper
$31,500
$2,625
-$525
$2,100
39. Sales Assoc
$34,000
$2,833
-$613
$2,220
40. Delivery Driver
$39,000
$3,250
-$800
$2,450
41. Landscaping
$36,000
$3,000
-$710
$2,290
42. Fast Food Crew
$31,200
$2,600
-$520
$2,080
43. Warehouse Packer
$35,000
$2,916
-$666
$2,250
44. Baker
$37,000
$3,083
-$733
$2,350
45. Flight Attendant
$48,000
$4,000
-$1,080
$2,920
46. Event Planner
$40,000
$3,333
-$813
$2,520
47. Real Estate Asst
$42,000
$3,500
-$875
$2,625
48. A/V Tech
$43,500
$3,625
-$915
$2,710
49. Tattoo Appr
$30,000
$2,500
-$500
$2,000
50. Freelance Artist
$32,000
$2,666
-$546
$2,120
Job Title
Annual
Monthly
Ded.
NET
51. School Counselor
$54,000
$4,500
-$1,250
$3,250
52. Bus Driver (District)
$41,600
$3,466
-$866
$2,600
53. Special Ed Teacher
$55,000
$4,583
-$1,283
$3,300
54. Adjunct Professor
$36,000
$3,000
-$710
$2,290
55. Admissions Counselor
$45,000
$3,750
-$975
$2,775
56. Optician (L3Harris)
$48,000
$4,000
-$1,080
$2,920
57. Quality Inspector
$44,500
$3,708
-$958
$2,750
58. Logistics Coord
$47,000
$3,916
-$1,046
$2,870
59. Supply Chain Analyst
$62,000
$5,166
-$1,516
$3,650
60. Mechanical Eng (Jr)
$68,000
$5,666
-$1,716
$3,950
61. Case Manager
$46,500
$3,875
-$1,025
$2,850
62. Grant Writer
$52,500
$4,375
-$1,225
$3,150
63. Urban Planner Asst
$58,500
$4,875
-$1,425
$3,450
64. Firefighter Trainee
$52,000
$4,333
-$1,213
$3,120
65. 911 Dispatcher
$45,500
$3,791
-$991
$2,800
66. Video Editor (Jr)
$44,000
$3,666
-$936
$2,730
67. Content Strategist
$50,000
$4,166
-$1,126
$3,040
68. Museum Docent
$31,500
$2,625
-$525
$2,100
69. Photographer
$42,000
$3,500
-$875
$2,625
70. Floral Designer
$33,500
$2,791
-$591
$2,200
71. HR Coordinator
$48,000
$4,000
-$1,080
$2,920
72. Insurance Agent
$45,000
$3,750
-$975
$2,775
73. Property Manager
$50,500
$4,208
-$1,138
$3,070
74. Account Executive
$55,000
$4,583
-$1,283
$3,300
75. Personal Assistant
$40,000
$3,333
-$813
$2,520
Job Title
Annual
Monthly
Ded.
NET
76. Roofer
$46,000
$3,833
-$1,033
$2,800
77. Painter
$39,500
$3,291
-$811
$2,480
78. Carpenter Appr
$43,500
$3,625
-$915
$2,710
79. Heavy Equipment Op
$54,500
$4,541
-$1,261
$3,280
80. Landscaper Foreman
$45,000
$3,750
-$975
$2,775
81. Hotel Concierge
$36,500
$3,041
-$721
$2,320
82. Event Tech
$42,000
$3,500
-$875
$2,625
83. Travel Agent
$38,000
$3,166
-$766
$2,400
84. Pastry Chef
$40,500
$3,375
-$825
$2,550
85. Catering Manager
$47,500
$3,958
-$1,058
$2,900
86. Appraiser
$56,000
$4,666
-$1,316
$3,350
87. Marketing Asst
$43,000
$3,583
-$903
$2,680
88. Customer Success Rep
$48,000
$4,000
-$1,080
$2,920
89. Compliance Officer
$60,000
$5,000
-$1,450
$3,550
90. Technical Writer
$58,000
$4,833
-$1,383
$3,450
91. Non-Profit Mgr Asst
$52,000
$4,333
-$1,213
$3,120
92. Environmental Tech
$46,000
$3,833
-$1,033
$2,800
93. Lab Assistant (UofR)
$37,000
$3,083
-$733
$2,350
94. Maintenance Tech
$42,500
$3,541
-$891
$2,650
95. Legal Secretary
$45,000
$3,750
-$975
$2,775
96. Travel Nurse (Local)
$82,000
$6,833
-$2,233
$4,600
97. Phys Therapist (Entry)
$76,000
$6,333
-$2,033
$4,300
98. Occup Therapist
$74,000
$6,166
-$1,966
$4,200
99. Speech Pathologist
$65,000
$5,416
-$1,616
$3,800
100. Veterinarian Asst
$34,000
$2,833
-$613
$2,220
Studio (South Wedge)$950
1BR Apt (Park Ave)$1,350
2BR Apt (Henrietta)$1,600
Shared House (19th Ward)$600
2BR House (Irondequoit)$1,450
3BR House (Webster)$2,200
Gym Membership$30/mo
Movie Night (x2)$40/mo
Dining Out (x4)$120/mo
Gaming Subscription$15/mo
Concert Tickets (Avg)$80/ea
Gas/Electric (RG&E)$180
Water/Trash$65
Internet$75
Cell Phone$65
TOTAL$385
RTS Bus Pass
$56/mo
Used Car
$400/mo
Insur/Gas/Maint
New Car Loan
$720/mo
Loan/Insur/Gas
Impact of "Life Happens" Scenarios
Card Drawn:
Impact (+/-)
$
Original Surplus (from Page 1)
$
+/- Scenario Change
$
Your New Bottom Line
$
If negative, you are in a deficit!
HOW WILL YOU MANAGE THIS COST? (Circle and explain below)
Cut Savings
Dining Out
Cancel Subs
Emergency Fund
Explain your strategy:
Expenses (B + C)
$
SURPLUS MONTHLY INCOME
$
Positive number = Surplus. Negative number = Deficit.
Calculating Scenario Impacts
Life Happens Card Drawn:
Impact (+/-)
$
Original Surplus (Page 1)
$
+/- Scenario Change
$
Final Adjusted Income
$
Is this number NEGATIVE? You are in a deficit and need a plan.
survival strategy:
Cut Savings
Dining Out
Cancel Subs
Sell Items
Explain your strategy:
$4,250
18. Phys Therapy Asst
$54,000
$4,500
-$1,250
$3,250
19. Land Surveyor
$51,000
$4,250
-$1,180
$3,070
20. Machinist
$48,500
$4,041
-$1,091
$2,950
21. Occup Health Tech
$53,000
$4,416
-$1,236
$3,180
22. Diesel Mech
$56,000
$4,666
-$1,316
$3,350
23. Radiologic Tech
$59,000
$4,916
-$1,416
$3,500
24. Data Entry
$34,500
$2,875
-$625
$2,250
25. Plumber Appr.
$43,000
$3,583
-$903
$2,680
Job Title
Annual
Monthly
Ded.
NET
26. Restaurant Mgr
$45,000
$3,750
-$975
$2,775
27. Barista (FT)
$33,280
$2,773
-$583
$2,190
28. Daycare Lead
$37,500
$3,125
-$750
$2,375
29. Hair Stylist
$38,000
$3,166
-$766
$2,400
30. Library Asst
$35,000
$2,916
-$666
$2,250
31. Wegmans Leader
$42,500
$3,541
-$891
$2,650
32. Bank Teller
$36,500
$3,041
-$721
$2,320
33. Junior Graphic Des
$44,000
$3,666
-$936
$2,730
34. Social Media Coor
$41,000
$3,416
-$846
$2,570
35. Med Receptionist
$35,500
$2,958
-$688
$2,270
36. Security Guard
$38,500
$3,208
-$778
$2,430
37. Animal Care
$32,500
$2,708
-$558
$2,150
38. Housekeeper
$31,500
$2,625
-$525
$2,100
39. Sales Assoc
$34,000
$2,833
-$613
$2,220
40. Delivery Driver
$39,000
$3,250
-$800
$2,450
41. Landscaping
$36,000
$3,000
-$710
$2,290
42. Fast Food Crew
$31,200
$2,600
-$520
$2,080
43. Warehouse Packer
$35,000
$2,916
-$666
$2,250
44. Baker
$37,000
$3,083
-$733
$2,350
45. Flight Attendant
$48,000
$4,000
-$1,080
$2,920
46. Event Planner
$40,000
$3,333
-$813
$2,520
47. Real Estate Asst
$42,000
$3,500
-$875
$2,625
48. A/V Tech
$43,500
$3,625
-$915
$2,710
49. Tattoo Appr
$30,000
$2,500
-$500
$2,000
50. Freelance Artist
$32,000
$2,666
-$546
$2,120
Job Title
Annual
Monthly
Ded.
NET
51. School Counselor
$54,000
$4,500
-$1,250
$3,250
52. Bus Driver (District)
$41,600
$3,466
-$866
$2,600
53. Special Ed Teacher
$55,000
$4,583
-$1,283
$3,300
54. Adjunct Professor
$36,000
$3,000
-$710
$2,290
55. Admissions Counselor
$45,000
$3,750
-$975
$2,775
56. Optician (L3Harris)
$48,000
$4,000
-$1,080
$2,920
57. Quality Inspector
$44,500
$3,708
-$958
$2,750
58. Logistics Coord
$47,000
$3,916
-$1,046
$2,870
59. Supply Chain Analyst
$62,000
$5,166
-$1,516
$3,650
60. Mechanical Eng (Jr)
$68,000
$5,666
-$1,716
$3,950
61. Case Manager
$46,500
$3,875
-$1,025
$2,850
62. Grant Writer
$52,500
$4,375
-$1,225
$3,150
63. Urban Planner Asst
$58,500
$4,875
-$1,425
$3,450
64. Firefighter Trainee
$52,000
$4,333
-$1,213
$3,120
65. 911 Dispatcher
$45,500
$3,791
-$991
$2,800
66. Video Editor (Jr)
$44,000
$3,666
-$936
$2,730
67. Content Strategist
$50,000
$4,166
-$1,126
$3,040
68. Museum Docent
$31,500
$2,625
-$525
$2,100
69. Photographer
$42,000
$3,500
-$875
$2,625
70. Floral Designer
$33,500
$2,791
-$591
$2,200
71. HR Coordinator
$48,000
$4,000
-$1,080
$2,920
72. Insurance Agent
$45,000
$3,750
-$975
$2,775
73. Property Manager
$50,500
$4,208
-$1,138
$3,070
74. Account Executive
$55,000
$4,583
-$1,283
$3,300
75. Personal Assistant
$40,000
$3,333
-$813
$2,520
Job Title
Annual
Monthly
Ded.
NET
76. Roofer
$46,000
$3,833
-$1,033
$2,800
77. Painter
$39,500
$3,291
-$811
$2,480
78. Carpenter Appr
$43,500
$3,625
-$915
$2,710
79. Heavy Equipment Op
$54,500
$4,541
-$1,261
$3,280
80. Landscaper Foreman
$45,000
$3,750
-$975
$2,775
81. Hotel Concierge
$36,500
$3,041
-$721
$2,320
82. Event Tech
$42,000
$3,500
-$875
$2,625
83. Travel Agent
$38,000
$3,166
-$766
$2,400
84. Pastry Chef
$40,500
$3,375
-$825
$2,550
85. Catering Manager
$47,500
$3,958
-$1,058
$2,900
86. Appraiser
$56,000
$4,666
-$1,316
$3,350
87. Marketing Asst
$43,000
$3,583
-$903
$2,680
88. Customer Success Rep
$48,000
$4,000
-$1,080
$2,920
89. Compliance Officer
$60,000
$5,000
-$1,450
$3,550
90. Technical Writer
$58,000
$4,833
-$1,383
$3,450
91. Non-Profit Mgr Asst
$52,000
$4,333
-$1,213
$3,120
92. Environmental Tech
$46,000
$3,833
-$1,033
$2,800
93. Lab Assistant (UofR)
$37,000
$3,083
-$733
$2,350
94. Maintenance Tech
$42,500
$3,541
-$891
$2,650
95. Legal Secretary
$45,000
$3,750
-$975
$2,775
96. Travel Nurse (Local)
$82,000
$6,833
-$2,233
$4,600
97. Phys Therapist (Entry)
$76,000
$6,333
-$2,033
$4,300
98. Occup Therapist
$74,000
$6,166
-$1,966
$4,200
99. Speech Pathologist
$65,000
$5,416
-$1,616
$3,800
100. Veterinarian Asst
$34,000
$2,833
-$613
$2,220
Studio (South Wedge)$950
1BR Apt (Park Ave)$1,350
2BR Apt (Henrietta)$1,600
Shared House (19th Ward)$600
2BR House (Irondequoit)$1,450
3BR House (Webster)$2,200
Gym Membership$30/mo
Movie Night (x2)$40/mo
Dining Out (x4)$120/mo
Gaming Subscription$15/mo
Concert Tickets (Avg)$80/ea
Gas/Electric (RG&E)$150
Water/Trash$30
Internet$35
Cell Phone$30
TOTAL$245
RTS Bus Pass
$56/mo
Used Car
$400/mo
Insur/Gas/Maint
New Car Loan
$720/mo
Loan/Insur/Gas
Net Income (A) Ingreso Neto
$
Expenses (B+C) Gastos Totales
$
SURPLUS INCOME Sobrante de Dinero
$
Análisis de "Cosas que Pasan" (Escenarios)
Card Drawn / Carta Extraída:
Impact / Impacto (+/-)
$
Original Surplus (P. 1) Sobrante Original
$
+/- Scenario Change Cambio del Escenario
$
Final Adjusted Balance / Balance Final
$
Negative? = Deficit! ¿Negativo? = ¡Déficit!
How will you survive? ¿Cómo vas a sobrevivir?
Cut Savings menos ahorros
Dining Out menos salidas
Cancel Subs cancelar suscrip.
Sell Items vender cosas
Explain strategy / Explicar estrategia:
$46,000
$3,833
-$1,033
$2,800
16. Medical Coder / Codificador Médico
$45,000
$3,750
-$975
$2,775
17. Cybersecurity / Ciberseguridad
$75,000
$6,250
-$2,000
$4,250
18. Phys. Therapy Asst / Asist. Fisioterapia
$54,000
$4,500
-$1,250
$3,250
19. Land Surveyor / Agrimensor
$51,000
$4,250
-$1,180
$3,070
20. Machinist / Maquinista
$48,500
$4,041
-$1,091
$2,950
21. Occup Health Tech / Téc. Salud Ocup.
$53,000
$4,416
-$1,236
$3,180
22. Diesel Mech / Mecánico Diesel
$56,000
$4,666
-$1,316
$3,350
23. Radiologic Tech / Téc. Radiológico
$59,000
$4,916
-$1,416
$3,500
24. Data Entry / Entrada de Datos
$34,500
$2,875
-$625
$2,250
25. Plumber Appr. / Aprendiz de Plomero
$43,000
$3,583
-$903
$2,680
Job / Trabajo
Annual
Gross
Ded.
NET / NETO
26. Restaurant Mgr / Gerente de Rest.
$45,000
$3,750
-$975
$2,775
27. Barista (FT) / Barista
$33,280
$2,773
-$583
$2,190
28. Daycare Lead / Maestra de Guardería
$37,500
$3,125
-$750
$2,375
29. Hair Stylist / Estilista de Cabello
$38,000
$3,166
-$766
$2,400
30. Library Asst / Asist. de Biblioteca
$35,000
$2,916
-$666
$2,250
31. Wegmans Leader / Líder en Wegmans
$42,500
$3,541
-$891
$2,650
32. Bank Teller / Cajero de Banco
$36,500
$3,041
-$721
$2,320
33. Jr Graphic Des / Diseñador Gráfico
$44,000
$3,666
-$936
$2,730
34. Social Media Coor / Coor. Redes Soc.
$41,000
$3,416
-$846
$2,570
35. Med Receptionist / Recepcionista Med.
$35,500
$2,958
-$688
$2,270
36. Security Guard / Guardia Seguridad
$38,500
$3,208
-$778
$2,430
37. Animal Care / Cuidado Animales
$32,500
$2,708
-$558
$2,150
38. Housekeeper / Limpieza (Hotel)
$31,500
$2,625
-$525
$2,100
39. Sales Assoc / Asociado Ventas
$34,000
$2,833
-$613
$2,220
40. Delivery Driver / Repartidor
$39,000
$3,250
-$800
$2,450
41. Landscaping / Paisajismo
$36,000
$3,000
-$710
$2,290
42. Fast Food Crew / Comida Rápida
$31,200
$2,600
-$520
$2,080
43. Warehouse Packer / Empacador Almacén
$35,000
$2,916
-$666
$2,250
44. Baker / Panadero
$37,000
$3,083
-$733
$2,350
45. Flight Attendant / Auxiliar Vuelo
$48,000
$4,000
-$1,080
$2,920
46. Event Planner / Planificador Event.
$40,000
$3,333
-$813
$2,520
47. Real Estate Asst / Asist. Inmob.
$42,000
$3,500
-$875
$2,625
48. A/V Tech / Téc. Audio/Video
$43,500
$3,625
-$915
$2,710
49. Tattoo Appr / Aprendiz Tatuajes
$30,000
$2,500
-$500
$2,000
50. Freelance Artist / Artista Indep.
$32,000
$2,666
-$546
$2,120
Job / Trabajo
Annual
Gross
Ded.
NET / NETO
51. School Counselor / Consejero Esc.
$54,000
$4,500
-$1,250
$3,250
52. Bus Driver / Conductor Autobús
$41,600
$3,466
-$866
$2,600
53. Special Ed Teacher / Maestro Ed. Esp.
$55,000
$4,583
-$1,283
$3,300
54. Adjunct Professor / Prof. Adjunto
$36,000
$3,000
-$710
$2,290
55. Admissions Couns. / Consejero Adm.
$45,000
$3,750
-$975
$2,775
56. Optician / Óptico
$48,000
$4,000
-$1,080
$2,920
57. Quality Inspector / Insp. Calidad
$44,500
$3,708
-$958
$2,750
58. Logistics Coord / Coor. Logística
$47,000
$3,916
-$1,046
$2,870
59. Supply Chain Anal. / Anal. Suministros
$62,000
$5,166
-$1,516
$3,650
60. Mechanical Eng (Jr) / Ing. Mecánico
$68,000
$5,666
-$1,716
$3,950
61. Case Manager / Gestor de Casos
$46,500
$3,875
-$1,025
$2,850
62. Grant Writer / Escritor Becas
$52,500
$4,375
-$1,225
$3,150
63. Urban Planner / Planif. Urbano
$58,500
$4,875
-$1,425
$3,450
64. Firefighter / Bombero
$52,000
$4,333
-$1,213
$3,120
65. 911 Dispatcher / Despachador 911
$45,500
$3,791
-$991
$2,800
66. Video Editor / Editor de Video
$44,000
$3,666
-$936
$2,730
67. Content Strat. / Estrat. Contenidos
$50,000
$4,166
-$1,126
$3,040
68. Museum Docent / Guía de Museo
$31,500
$2,625
-$525
$2,100
69. Photographer / Fotógrafo
$42,000
$3,500
-$875
$2,625
70. Floral Designer / Diseñador Floral
$33,500
$2,791
-$591
$2,200
71. HR Coordinator / Coor. Rec. Hum.
$48,000
$4,000
-$1,080
$2,920
72. Insurance Agent / Agente Seguros
$45,000
$3,750
-$975
$2,775
73. Property Mgr / Administrador Prop.
$50,500
$4,208
-$1,138
$3,070
74. Account Exec / Ejec. Cuentas
$55,000
$4,583
-$1,283
$3,300
75. Personal Asst / Asist. Personal
$40,000
$3,333
-$813
$2,520
Job / Trabajo
Annual
Gross
Ded.
NET / NETO
76. Roofer / Techador
$46,000
$3,833
-$1,033
$2,800
77. Painter / Pintor
$39,500
$3,291
-$811
$2,480
78. Carpenter Appr / Apr. Carpintero
$43,500
$3,625
-$915
$2,710
79. Heavy Equip Op / Op. Maq. Pesada
$54,500
$4,541
-$1,261
$3,280
80. Landscape Foremn / Capataz Paisajismo
$45,000
$3,750
-$975
$2,775
81. Concierge / Conserje de Hotel
$36,500
$3,041
-$721
$2,320
82. Event Tech / Téc. de Eventos
$42,000
$3,500
-$875
$2,625
83. Travel Agent / Agente de Viajes
$38,000
$3,166
-$766
$2,400
84. Pastry Chef / Pastelero
$40,500
$3,375
-$825
$2,550
85. Catering Mgr / Gerente Catering
$47,500
$3,958
-$1,058
$2,900
86. Appraiser / Tasador
$56,000
$4,666
-$1,316
$3,350
87. Marketing Asst / Asist. Mercadeo
$43,000
$3,583
-$903
$2,680
88. CS Rep / Atenc. al Cliente
$48,000
$4,000
-$1,080
$2,920
89. Compliance Off / Of. Cumplimiento
$60,000
$5,000
-$1,450
$3,550
90. Tech Writer / Escritor Técnico
$58,000
$4,833
-$1,383
$3,450
91. Non-Profit Mgr / Gerente ONG
$52,000
$4,333
-$1,213
$3,120
92. Env. Tech / Téc. Ambiental
$46,000
$3,833
-$1,033
$2,800
93. Lab Asst (UofR) / Asist. Lab
$37,000
$3,083
-$733
$2,350
94. Maint. Tech / Téc. Mantenimiento
$42,500
$3,541
-$891
$2,650
95. Legal Secretary / Sec. Legal
$45,000
$3,750
-$975
$2,775
96. Travel Nurse / Enferm. Viajera
$82,000
$6,833
-$2,233
$4,600
97. Phys Therapist / Fisioterapeuta
$76,000
$6,333
-$2,033
$4,300
98. Occup Therapist / Terap. Ocup.
$74,000
$6,166
-$1,966
$4,200
99. Speech Path. / Logopeda
$65,000
$5,416
-$1,616
$3,800
100. Vet. Asst / Asist. Vet.
$34,000
$2,833
-$613
$2,220
Studio / Estudio$950
1BR Apt / 1 Hab.$1,350
2BR Apt / 2 Hab.$1,600
Shared House / Compartida$600
2BR House / Casa 2 Hab.$1,450
3BR House / Casa 3 Hab.$2,200
Gym / Gimnasio$30/mo
Movies / Cine$40/mo
Dining Out / Salidas$120/mo
Gas/Luz / Light & Gas$180
Agua/Basura / Water/Trash$65
Internet / Red$75
Phone / Celular$65
TOTAL / TOTAL$385
Bus Pass
/ Pase Bus
$56/mo
Used Car
/ Auto Usado
$400/mo
New Car Loan
/ Préstamo
$720/mo
