Credit scores, interest rates, and strategic loan repayment. Addresses debt-to-income ratios and the impact of borrowing on long-term financial stability.
A series of lessons focused on essential 'adulting' skills, including financial literacy, career planning, and independent living.
A two-unit, 16-day curriculum sequence for a 12th-grade real estate certification course. Unit 1 covers buying practices (buyer agency, contracts, negotiations, closing), and Unit 2 covers listing practices (listing agency, listings, marketing, closing).
A high-intensity, 2-hour self-paced unit for high school seniors covering the essential North Carolina Economics and Personal Finance (EPF) standards. This sequence compresses complex economic theories and financial management strategies into actionable, mastery-focused modules.
A comprehensive, fast-paced financial literacy unit designed to cover the North Carolina EPF standards in a 2-hour self-paced format. The unit focuses on the core principles of economics, personal income, credit management, and consumer protection through high-impact visual summaries and practical activities.
A comprehensive high school unit covering the fundamentals of personal finance, including earning income, budgeting, saving, investing, credit management, and wealth protection. Students develop practical skills to navigate the modern economic landscape.
A comprehensive 5-day unit designed for adult transition students to master the essentials of finding, securing, and maintaining an apartment. Topics include budgeting, understanding leases, setting up utilities, and being a responsible neighbor.
A series of lessons exploring real-world financial concepts through the lens of popular cinema, helping students connect abstract economic theories to relatable human stories.
A year-long financial literacy curriculum where students manage a virtual bank account following the 2026-2027 school calendar, analyzing daily transactions and maintaining a running transaction register.
A comprehensive one-week unit on personal financial responsibility, goal setting, information literacy, fraud prevention, and consumer protection. Students learn to navigate the financial landscape safely and strategically.
A comprehensive 3-day financial literacy unit focusing on personal budgeting, the trade-off between risk and return, and the use of savings and investment tools to reach financial goals. Students learn to architect their financial future through simulations and analysis.
A financial literacy sequence centered on the film Goodfellas, examining the unstable economics of organized crime, lifestyle inflation, and the importance of legitimate financial planning.
This video provides a comprehensive and engaging introduction to how the banking system works, moving from the basic concept of storing money to the complex roles banks play in the global economy. It begins by challenging viewers to imagine a cash-only existence, highlighting the risks and inconveniences of storing wealth under a mattress versus the security of a bank vault. The narrator explains fundamental concepts such as deposits, the difference between checking and savings accounts, and the critical role of the FDIC in maintaining public trust by insuring deposits up to $250,000.
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A practical 2-page student worksheet containing seller property conveyance grids, transfer tax calculations, and final proceeds mathematical calculations for Day 2.8.
An 9-slide presentation walking high school real estate students through contract contingencies (inspection, appraisal, mortgage), and writing professional inspection repair addendums.
A comprehensive 2-page teacher lesson plan for Lesson 2.8 (Day 2.8) covering the seller's final closing steps, executing deed transfers and conveyances, paying off mortgage balances, and reviewing for the final licensing certification.
A practical 2-page student worksheet containing a standardized blank Contract Amendment form, an appraisal shortfall and repair demand scenario, and negotiation audit questions for Day 2.7.
A comprehensive 2-page teacher lesson plan for Lesson 2.7 (Day 2.7) covering inspection renegotiations, resolving appraisal shortfalls, and writing contract amendments.
A practical 2-page student worksheet containing multiple offer ledgers, seller net sheet calculations, and transaction risk advisory questions for Day 2.6.
An 9-slide presentation walking high school real estate students through property marketing, MLS syndication, Fair Housing guidelines, and writing professional public remarks.
A comprehensive 2-page teacher lesson plan for Lesson 2.6 (Day 2.6) covering the analysis of multiple offers, completing seller net sheets, and managing competitive bidding wars.
A practical 2-page student worksheet containing property marketing campaigns, Fair Housing compliance audits, and an MLS Public Remarks copywriting canvas for Day 2.5.
A comprehensive 2-page teacher lesson plan for Lesson 2.5 (Day 2.5) covering property marketing plans, navigating the MLS database, and writing professional public remarks.
Materials for Day 2.8 of listing practices, focused on the seller's final closing steps, executing deed transfers and conveyances, paying off mortgage balances, and reviewing for the final licensing certification.
Materials for Day 2.7 of listing practices, focused on navigating inspection repair demands and appraisal shortfalls from the listing side, managing seller objections, and drafting contract amendments.
Materials for Day 2.6 of listing practices, focused on analyzing multiple purchase offers, completing seller net sheets, and managing competitive bidding wars.
Materials for Day 2.5 of listing practices, focused on building comprehensive property marketing campaigns, navigating the MLS database, syndication, open houses, and writing compelling MLS public remarks.
Materials for Day 2.4 of listing practices, focused on identifying legally material facts requiring written disclosure, avoiding misrepresentation, and analyzing structural and hazardous defects.
Materials for Day 2.3 of listing practices, focused on analyzing and completing the standard Exclusive Right to Sell Listing Agreement, listing commissions, and safety clauses.
Instructional resources and student practice worksheets for Day 10, focusing on the professional listing consultation, pricing strategies, and conducting a Comparative Market Analysis (CMA).
Materials for Day 9 of the Realtor course (Unit 2 Lesson 1), focusing on seller representation, single vs. dual agency, and navigating ethical boundaries in listing practices.
Materials for Day 8 of buying practices, focused on analyzing and auditing the Closing Disclosure (CD), calculating debits, credits, and property tax prorations, and completing the transaction.
Materials for Day 7 of buying practices, focused on structuring and drafting contract contingency clauses (inspection, appraisal, mortgage) and writing custom home inspection addendums to protect the buyer.
Materials for Day 6 of buying practices, focused on analyzing and comparing Conventional, FHA, and VA mortgage loans and computing down payments and Loan-to-Value (LTV) ratios.
Materials for Day 5 of buying practices, focused on the legal deconstruction and hands-on completion of the standard Residential Purchase and Sale Agreement.
