Life Happens Cards Sheet
716 Life Happens Simulation
Financial Literacy Event Cards • Sheet 1 of 4
Instructions
1. Cut along the dashed lines.
2. Draw 1 card at project midpoint.
3. Apply the financial change to your budget tracker.
Green: One-Time
Blue: Recurring
Buffalo Blizzard Bonus
You helped your neighbor plow their driveway for three days. Hard work pays off!
Add $150 to Savings
716 Day Sweepstakes
You won a local raffle at a Bison’s game! Go Buffalo!
Add $500 to Account
Promotion Alert
Your hard work paid off. Increase your monthly Net Income by $200.
Add $200 / Month
Good Neighbors
The neighbors bring you fresh food from their garden every week. This reduces your food cost by $25/week ($100/mo).
Save $100 / Month
Pothole Pitfall
You hit a massive crater on Delaware Ave. New tire and alignment needed.
Subtract $450 Now
716 Life Happens Simulation
Financial Literacy Event Cards • Sheet 2 of 4
Bills Playoff Fever
You went all out on tickets and a new jersey. Go Bills!
Subtract $300 (Fun)
Skyway Traffic
Commute just got longer. Increased gas costs hit your monthly budget.
Add $80 / Month Cost
Frozen Pipe
A Buffalo winter got the best of your apartment. Insurance deductible due.
Subtract $250 Now
Credit Crisis (1 Mo)
Penalty on $1,000 balance at 18% Simple Interest.
Calculation Area:
Subtract $15 Interest Penalty
Credit Crisis (6 Mo)
Penalty on $1,000 balance at 18% Simple Interest.
Calculation Area:
Subtract $90 Interest Penalty
The Wing King
You won a local hot wing eating contest. Fire in the belly, cash in the pocket!
Add $100 to Savings
716 Life Happens Simulation
Financial Literacy Event Cards • Sheet 3 of 4
Lake Effect Loss
Extended power outage caused all your fresh and frozen food to spoil.
Subtract $150 (Food)
Metro Pass Perk
You ditched the car for an NFTA bus pass. Huge savings on insurance and fuel.
Subtract $120 / Month
Elmwood Expo
Sold your handmade crafts at a local festival. Total sell-out success!
Add $250 to Account
Dyngus Day Bill
Celebrated Dyngus Day with way too much food and fun. Time to pay up.
Subtract $120 (Misc)
Sump Pump Failure
Spring thaw flooded your basement. Clean-up crew costs are high.
Subtract $400 Now
Canalside Concert
A night on the water with live music. Parking and food were pricey.
Subtract $80 (Fun)
716 Life Happens Simulation
Financial Literacy Event Cards • Sheet 4 of 4
Shoveling Hustle
You're the reliable neighborhood snow clearer. Extra income for you!
Add $120 / Month
Heating Hike
Local utility rates increased. Winter just got more expensive.
Add $50 / Month Cost
Wegmans Winner
Lucky scratch-off win while grocery shopping. Subs are on you!
Add $200 to Savings
Bills Mafia Donation
You donated to a teammate's charity after a massive playoff win. It feels good!
Subtract $50 (Giving)
Delaware Park Picnic
Hosted a huge summer picnic for friends. You went a bit overboard on the snacks.
Subtract $60 (Food)
Identity Theft!
Your savings account was drained ($800) and you must pay a $50 'Legal Fee' to restore your credit.
Subtract $850 Total