Money Moves Banking Masterclass

This sequence focuses on the financial implications of banking choices and the modern tools used to manage them. Students investigate the mathematics of interest, analyze fee structures, navigate digital banking platforms, and master the skill of account reconciliation.

Interest Engine

Students explore how savings accounts grow over time using interest rate calculations. They compare the long-term effects of simple versus compound interest to understand the Annual Percentage Yield (APY) as a tool for wealth building.

Fee Trap Fighters

This lesson investigates common banking fees, including overdraft fees, monthly maintenance fees, and ATM surcharges. Students analyze different 'fine print' fee schedules to calculate the potential annual cost of maintaining different types of accounts.

Digital Dash

Students review the features of digital banking platforms, including bill pay, peer-to-peer transfers, and mobile check deposit. The lesson emphasizes user interface navigation and setting up automated alerts to monitor financial health.

Cyber Guard

Focusing on the safety of online accounts, this lesson covers creating strong passwords, enabling two-factor authentication, and recognizing phishing attempts. Students evaluate mock emails and websites to identify security red flags.

Balance Master

Students bring together their knowledge of fees, interest, and transactions to balance a complex monthly statement. They solve a reconciliation problem that includes outstanding checks and unrecorded interest to ensure the 'adjusted bank balance' matches their register.