Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A 6-week curriculum designed to bridge the gap between high school math and real-world financial and practical independence, covering paychecks, budgeting, credit, shopping, housing, and measurement.
A series of lessons and projects designed to transition students from job-seeking skills to workplace success and independent living, focusing on professional ethics, communication, and long-term planning.
A comprehensive series designed to prepare students for post-secondary success through essential life skills, including time management, study habits, and digital literacy.
A 5-day series of morning work activities for 7th graders designed to sharpen critical thinking through error analysis, logic puzzles, open-ended problems, and real-world tasks.
A comprehensive 8th-grade transition course designed to meet Iowa ICAP requirements, covering self-discovery, career exploration, postsecondary planning, high school course alignment, and financial literacy.
A comprehensive set of ready-to-use, independent activities for 5th and 6th-grade students across core subjects. This emergency sub pack uses a 'Top Secret Files' theme to engage students while requiring zero prep for the substitute teacher.
A financial literacy series focused on essential banking skills for low-income students, covering account types, avoiding fees, and digital security.
A comprehensive financial literacy series for secondary students covering the core pillars of personal finance: saving, budgeting, and investing. Students move from basic habits to long-term wealth building through practical simulations and real-world math.
A comprehensive 5-session bridge program for GED students to navigate the transition from program completion to higher education, trade certification, or career advancement, leveraging their unique resilience as adult learners.
A comprehensive series of lessons designed to equip students with essential life skills for independent living, focusing on financial literacy, personal organization, and daily responsibilities.
A comprehensive two-week unit for 9th graders covering income, expenses, banking, credit, and real-world financial decision-making.
A comprehensive budgeting project where students navigate 25 unique financial scenarios, ranging from entry-level trades to professional careers, to learn the realities of financial planning and adulting.
A comprehensive 'Game of Life' style curriculum designed for high school students with 5th-grade reading levels. It focuses on financial literacy, housing, transportation, and navigating daily life through an engaging board game format.
A comprehensive financial literacy sequence covering coin counting, the 'next dollar up' strategy, adding purchases, unit price ratios, and budget management. Students progress from basic money handling to complex real-world financial decision-making.
A comprehensive employment training sequence for adults with IDD, focusing on essential workplace financial skills including budgeting, income management, and accurate money handling.
A comprehensive guide for first-time car buyers covering budgeting, inspection, financing, and insurance. Students will learn how to navigate the complex process of purchasing their first vehicle while avoiding common pitfalls.
A comprehensive personal finance unit designed for high school seniors preparing for life after graduation, focusing on budgeting, post-secondary costs, credit management, and long-term saving.
A comprehensive guide for high school seniors navigating the college financial aid process, from initial applications to understanding award letters.
A HiLo (High-Interest, Low-Level) literacy program designed specifically for adult learners reading at a Kindergarten to 1st-grade level. Each lesson integrates foundational phonics and sight word instruction with essential life skills like grocery shopping, transit navigation, and workplace tasks.
A comprehensive year-long curriculum for high school seniors focusing on college readiness, career planning, financial literacy, and social-emotional well-being. This sequence guides students through the complexities of post-secondary transitions with a special focus on arts-based pathways.
A comprehensive unit on planning, shopping for, and preparing a taco bar lunch for a large group. Students practice budgeting, community navigation, and culinary skills.
A comprehensive unit on financial literacy and personal economics for high school students, focusing on the distinction between survival essentials and lifestyle preferences.
A comprehensive life skills module designed for middle and high school students to develop independence in meal preparation, budgeting, and personal hygiene. Through visual guides and hands-on practice, students build the confidence needed for daily living.
A comprehensive unit on credit cards, focusing on strategic selection, fee avoidance, and the long-term impact on credit health. Students learn to navigate the complex world of credit products through analysis and comparison.
A comprehensive high school sequence focused on essential independent living skills, covering financial literacy, household management, and basic culinary independence.
A comprehensive guide for undergraduate students to systematically search for, evaluate, and manage scholarship applications. The sequence covers self-auditing, database navigation, ROI analysis, project management, and donor mission alignment.
A comprehensive sequence for 9th-grade students focused on early scholarship planning, database navigation, scam prevention, and organizational tracking systems.
This 10th-grade sequence equips students with the skills to find and manage scholarships. Students learn to navigate databases, decode eligibility, avoid scams, and build a digital tracking system to prepare for post-secondary funding.
A Kindergarten sequence focused on teaching students how to compare attributes, prices, and quality to make smart financial decisions. Through hands-on 'lab' activities and simulations, students learn to justify their spending choices based on value rather than just impulse.
A 5-lesson unit for 1st graders focused on critical consumer skills, covering price comparison, quality assessment, social influences, and advertising awareness, culminating in a classroom market simulation.
A comprehensive sequence for 6th-grade students on managing bank accounts, covering deposit/withdrawal mechanics, transaction registers, digital banking, and the reconciliation process to ensure financial accuracy and security.
A comprehensive reentry toolkit for adult learners in Wisconsin, covering personal finance, housing, transportation, and career development after incarceration.
A comprehensive six-week curriculum designed to equip 11th grade students with the practical, financial, and social skills necessary for a successful transition to college life.
A collection of quarterly bulletin board designs for TRC, providing visual blueprints and printable components to help students navigate orientation, skill-building, and transition planning.
A comprehensive financial literacy unit designed to prepare students for the realities of living independently. This sequence covers everything from initial employment paperwork and credit management to the major life milestones of buying a car and a home.
A specialized keyboard-only spreadsheet curriculum for 12th-grade students, focusing on assistive technology skills and workplace readiness. Students progress from basic grid navigation to complex budget management using only keyboard shortcuts.
A comprehensive project-based unit exploring how strategic payroll deductions like FSAs, HSAs, and retirement contributions build long-term wealth and manage risk. Students move from basic tax calculations to designing a 'Payroll Strategy Guide' for a career-ready future.
A comprehensive sequence for undergraduate students on retirement vehicles, employer incentives, and wealth accumulation strategies. Students will master the time value of money, evaluate employer-sponsored plans, and design personalized contribution strategies.
A comprehensive 5-lesson unit for 6th graders focused on the differences between checking and savings accounts, the institutions that provide them, and the mathematical growth and costs associated with banking. Students learn to evaluate account features, calculate interest, and avoid fees through inquiry and simulation.
A comprehensive program designed to guide students through the essentials of career exploration, professional document preparation, and the job application process.
A series of resources designed to help elementary students explore diverse career paths through engaging visuals and real-world facts.
A comprehensive unit designed to guide students through the modern job application process, focusing on strategic networking, deep company research, and high-stakes interview preparation. Students will learn to build professional connections and tailor their approach to specific company cultures and scenarios.
A comprehensive career and financial literacy sequence for upper elementary students. This sequence covers career interest exploration for 5th grade and the connection between education, salary, and budgeting for 4th grade.
A unit focused on essential life skills and decision-making for students transitioning to adulthood. This sequence covers the relationship between choices and outcomes, with a specific focus on identifying and navigating natural consequences.
A comprehensive 12th-grade sequence focused on evaluating and selecting assistive technology, specifically speech recognition and dictation, for post-secondary transition. Students act as technology analysts to compare solutions, assess hardware, and build a personalized advocacy plan for college and the workplace.
A comprehensive sequence designed to guide 9th-grade students through the process of crafting persuasive personal statements for scholarships. Students move from self-reflection and inventorying their strengths to analyzing mentor texts, mastering the 'Show, Don't Tell' technique, and refining their drafts through peer review.
A comprehensive sequence for 10th-grade students focusing on the financial realities of student loan repayment, the impact of debt-to-income ratios, and evaluating the long-term ROI of post-secondary education choices. Students progress from basic math to strategic advisory, culminating in a complex case study analysis.
A project-based sequence for 10th-grade students to master the complexities of college funding. Students will learn to deconstruct costs, prioritize non-repayable aid, interpret confusing financial aid letters, and design a sustainable borrowing strategy to minimize long-term debt.
This sequence immerses students in the mechanics of borrowing money, focusing specifically on the distinctions between federal and private lending. Students begin by understanding the fundamental concepts of principal, interest, and capitalization before diving into the specific terms of Subsidized and Unsubsidized Direct Loans.
This sequence explores the long-term financial implications of student loans, focusing on repayment plans, budgeting, and return on investment (ROI). Students transition from understanding borrowing mechanics to simulating the real-world impact of debt on lifestyle and career choices.
A comprehensive unit for 9th-grade students exploring the differences between federal and private student loans. Students learn to navigate financial aid terminology, calculate interest accrual, and evaluate the long-term impact of borrowing decisions.
This sequence guides 11th-grade students through the complexities of student loans, from distinguishing loan types to calculating long-term interest and simulating repayment strategies based on career goals.
A higher-education and career-readiness sequence for 12th-grade students focused on using matrices to synthesize complex, conflicting, and multi-variable information. Students move from basic data organization to high-level comparative analysis and source evaluation.
A 5-lesson sequence for 11th graders on professional certifications, micro-credentials, and stackable pathways as a viable alternative or supplement to traditional higher education. Students research industry standards, navigate licensure logistics, and design a 5-year credentialing roadmap.
Students analyze the financial viability of post-secondary education by calculating total costs, exploring financial aid, and projecting return on investment based on career earnings. The sequence culminates in a strategic financial plan for a chosen educational path.
This sequence explores post-secondary education options beyond the traditional four-year degree, including trade schools, apprenticeships, coding bootcamps, and certificate programs. Students learn to evaluate the legitimacy of various programs and compare different career pathways based on cost, duration, and outcomes.
A comprehensive series on evaluating post-secondary education through a financial lens, focusing on ROI, funding mechanisms, opportunity costs, and long-term financial planning for undergraduate students.
This sequence equips graduate students with the quantitative tools and financial literacy needed to assess the true ROI of pursuing further advanced education. Students will model opportunity costs, analyze funding strategies, and forecast break-even points to create a comprehensive financial feasibility study.
A comprehensive sequence for graduate students to navigate the non-degree credential landscape, evaluate market value, and develop a strategic professional development roadmap.
This sequence empowers 12th-grade students to evaluate post-secondary program quality. Students explore accreditation systems, analyze outcome data, compare non-profit vs. for-profit models, and identify predatory marketing to make informed educational investments.
A comprehensive 12th-grade unit exploring post-secondary success through non-degree pathways, including apprenticeships, technical bootcamps, and stackable credentials. Students analyze program rigor, industry demand, and cost-benefit ratios to build viable alternatives to traditional 4-year degrees.
A comprehensive set of resources for adults beginning their financial journey, covering budgeting, credit, saving, and debt management.
A comprehensive series designed to prepare high school seniors for the transition to independent life, focusing on financial literacy, social navigation, and professional readiness.
A comprehensive 3-lesson series for 10th graders that integrates financial literacy fundamentals with mindfulness practices, focusing on emotional awareness, delayed gratification, and intentional spending.
A comprehensive six-lesson program designed to prepare 12th-grade seniors for the transition to university, focusing on time management, financial literacy, academic independence, and mental health.
A comprehensive unit on credit card literacy, covering the types of cards, fees, rewards, and the impact of credit usage on financial health.
A 4-part series for middle schoolers exploring the philosophy of strategy, logic, and leadership through the lens of Alexander the Great. Each 10-15 minute lesson focuses on critical thinking, conditional logic, and tactical decision-making.
A 5-lesson unit for 9th graders exploring total compensation, including health insurance, paid time off, and retirement benefits, culminating in a comparative analysis of job offers.
A comprehensive sequence for 12th-grade students on evaluating and negotiating employment offers. Students move from basic financial literacy (calculating total compensation) to critical analysis of benefits, culminating in a professional negotiation simulation.
This sequence guides 12th-grade students through the essentials of long-term financial planning, focusing on retirement accounts, employer matching, tax strategies, and vesting schedules to maximize future wealth.
This sequence explores workplace benefits beyond salary, focusing on health insurance, retirement matching, and paid leave to help students calculate the true total compensation of a job offer.
This sequence guides 10th-grade students through the complex world of employee benefits, shifting focus from hourly wages to total compensation. Students learn to value health insurance, retirement matches, and paid leave to make informed career decisions.
A Kindergarten sequence focused on introducing financial literacy through the lens of delayed gratification, goal setting, and visual progress tracking. Students learn that waiting and saving can lead to greater rewards through hands-on simulations and visual tools.
A Kindergarten sequence focused on building foundational financial literacy through the concepts of saving and delayed gratification. Students learn to manage resources, set goals, and experience the rewards of patience through a cohesive forest-themed 'Acorn Bank' narrative.
This sequence teaches 1st Grade students the fundamentals of financial goal setting, delayed gratification, and tracking savings. Students learn that patience and planning lead to greater rewards through hands-on activities, visual tracking, and reflective role-play.
A strategic initiative designed to streamline funding requests across the EVSC district, ensuring all school and department needs are vetted and aligned with district-wide priorities through the Resource Alignment Collaborative.
A comprehensive guide to understanding payroll mechanics, tax liabilities, and paycheck optimization for undergraduate students transitioning into the professional world.
A foundational financial literacy sequence for Kindergarten students focusing on distinguishing between essential needs and discretionary wants through games, stories, and creative projects.
A foundational sequence for Kindergarteners exploring scarcity, trade-offs, and opportunity cost through play-based simulations and hands-on budgeting activities. Students learn that resources are limited and making a choice means giving something else up.
A comprehensive exploration of tax systems, marginal rates, and financial decision-making for 7th-grade students. This sequence moves from identifying types of taxes to mastering the math of tax brackets and evaluating the impact of tax policy on individuals and society.
This advanced sequence transitions graduate students from basic compliance to strategic tax planning. It covers progressive taxation, W-2 vs. 1099 employment, deductions/credits, and investment tax implications, culminating in a complex tax scenario simulation.
A comprehensive sequence designed to equip 11th-grade students with the mindset and tools for lifelong career adaptability. Through trend analysis, resource exploration, and simulation games, students learn to navigate the shifting landscape of work, automation, and continuous education.
A comprehensive guide for 12th-grade students to navigate the financial complexities of post-secondary education. Students analyze total cost of ownership, debt structures, and Return on Investment (ROI) to create a sustainable financial roadmap for their future.
A collection of real-world application projects and labs for high school students, focusing on financial literacy and child development stages.
A comprehensive 7-week curriculum designed to prepare high school students for the college transition, covering admission strategies, financial aid, and major-to-career pathways.
An immersive simulation where students navigate the onboarding process of a new job, making critical decisions about taxes, benefits, and workplace rights to understand their impact on a final paycheck.
This unit demystifies the transition from gross salary to net take-home pay, helping students understand earnings, mandatory taxes, and deductions. Students will learn to calculate gross pay, interpret tax forms, and audit their own paystubs for accuracy.
This sequence guides 12th-grade students through the complexities of payroll earnings, deductions, and tax forms. Students act as 'Paycheck Detectives' to uncover the reasons behind the difference between gross and net income, master the W-4 form, and learn to audit financial documents for errors.
A short instructional sequence designed to help adults with disabilities navigate the transition from living with parents to their first independent apartment. The focus is on practical packing strategies and identifying essential goods and services for a successful move.
A comprehensive unit for seniors to navigate the complexities of employer-sponsored health and insurance benefits, moving from basic vocabulary to full-scale benefit selection simulations.
A comprehensive unit for undergraduate students to master the financial and legal aspects of job offers, focusing on total compensation analysis, cost-of-living adjustments, and professional negotiation skills.
This sequence equips undergraduate students with the analytical tools to evaluate employer-sponsored health and wellness benefits. Students will move from basic terminology to complex scenario planning, choosing between HMOs, PPOs, and HDHPs, while also exploring tax-advantaged accounts like HSAs/FSAs and legal protections like FMLA.
A comprehensive 11th-grade sequence on workplace rights and compensation, covering market research, labor laws, benefit analysis, and negotiation strategies. Students progress from baseline research to active advocacy and contract finalization.
A 5-lesson unit for 4th graders on employee benefits and total compensation. Students learn to evaluate job offers based on perks like health insurance, PTO, and retirement, moving beyond just looking at the salary.
This 5th-grade sequence introduces students to the concept of total compensation by exploring employee benefits beyond just salary. Students learn to evaluate health insurance, paid time off, and retirement contributions through games, simulations, and comparative case studies, ultimately designing their own balanced compensation packages.