Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A comprehensive guide for first-time car buyers covering budgeting, inspection, financing, and insurance. Students will learn how to navigate the complex process of purchasing their first vehicle while avoiding common pitfalls.
A comprehensive personal finance unit designed for high school seniors preparing for life after graduation, focusing on budgeting, post-secondary costs, credit management, and long-term saving.
A comprehensive unit designed to guide students through the modern job application process, focusing on strategic networking, deep company research, and high-stakes interview preparation. Students will learn to build professional connections and tailor their approach to specific company cultures and scenarios.
A comprehensive year-long curriculum for high school seniors focusing on college readiness, career planning, financial literacy, and social-emotional well-being. This sequence guides students through the complexities of post-secondary transitions with a special focus on arts-based pathways.
A comprehensive unit on credit card literacy, covering the types of cards, fees, rewards, and the impact of credit usage on financial health.
A comprehensive unit on credit cards, focusing on strategic selection, fee avoidance, and the long-term impact on credit health. Students learn to navigate the complex world of credit products through analysis and comparison.
A collection of quarterly bulletin board designs for TRC, providing visual blueprints and printable components to help students navigate orientation, skill-building, and transition planning.
A comprehensive financial literacy unit designed to prepare students for the realities of living independently. This sequence covers everything from initial employment paperwork and credit management to the major life milestones of buying a car and a home.
A comprehensive guide to help students navigate the transition from high school to post-secondary life, covering career exploration, college applications, financial aid, and essential life skills.
A comprehensive guide for undergraduate students to systematically search for, evaluate, and manage scholarship applications. The sequence covers self-auditing, database navigation, ROI analysis, project management, and donor mission alignment.
This sequence explores the long-term financial implications of student loans, focusing on repayment plans, budgeting, and return on investment (ROI). Students transition from understanding borrowing mechanics to simulating the real-world impact of debt on lifestyle and career choices.
An immersive simulation where students navigate the onboarding process of a new job, making critical decisions about taxes, benefits, and workplace rights to understand their impact on a final paycheck.
A comprehensive sequence for 12th-grade students on evaluating and negotiating employment offers. Students move from basic financial literacy (calculating total compensation) to critical analysis of benefits, culminating in a professional negotiation simulation.
This sequence guides 12th-grade students through the essentials of long-term financial planning, focusing on retirement accounts, employer matching, tax strategies, and vesting schedules to maximize future wealth.
This sequence guides 12th-grade students through the complexities of payroll earnings, deductions, and tax forms. Students act as 'Paycheck Detectives' to uncover the reasons behind the difference between gross and net income, master the W-4 form, and learn to audit financial documents for errors.
A comprehensive unit for seniors to navigate the complexities of employer-sponsored health and insurance benefits, moving from basic vocabulary to full-scale benefit selection simulations.
A comprehensive unit for undergraduate students to master the financial and legal aspects of job offers, focusing on total compensation analysis, cost-of-living adjustments, and professional negotiation skills.
A comprehensive sequence for undergraduate students on retirement vehicles, employer incentives, and wealth accumulation strategies. Students will master the time value of money, evaluate employer-sponsored plans, and design personalized contribution strategies.
This sequence equips undergraduate students with the analytical tools to evaluate employer-sponsored health and wellness benefits. Students will move from basic terminology to complex scenario planning, choosing between HMOs, PPOs, and HDHPs, while also exploring tax-advantaged accounts like HSAs/FSAs and legal protections like FMLA.
A comprehensive guide to understanding payroll mechanics, tax liabilities, and paycheck optimization for undergraduate students transitioning into the professional world.
A specialized keyboard-only spreadsheet curriculum for 12th-grade students, focusing on assistive technology skills and workplace readiness. Students progress from basic grid navigation to complex budget management using only keyboard shortcuts.
A comprehensive project-based unit exploring how strategic payroll deductions like FSAs, HSAs, and retirement contributions build long-term wealth and manage risk. Students move from basic tax calculations to designing a 'Payroll Strategy Guide' for a career-ready future.
This sequence focuses on the financial implications of banking choices and the modern tools used to manage them. Students investigate the mathematics of interest, analyze fee structures, navigate digital banking platforms, and master the skill of account reconciliation.
A comprehensive 6-session financial literacy course for adult ESL learners based on FDIC resources. This sequence covers banking basics, budgeting, saving, credit, loans, and fraud prevention to empower learners with real-world money skills.
A comprehensive semester-long simulation designed for undergraduate students to master independent living finances. Students progress from understanding income and taxes to building zero-based budgets, navigating digital banking, and managing unexpected financial emergencies.
A comprehensive 12th-grade transition planning sequence focused on independent living skills. Students master the mechanics of personal finance, from interpreting pay stubs and categorizing expenses to managing bank accounts and responding to financial emergencies.
This sequence introduces 9th-grade students to the world of investing. It moves from individual ownership (stocks) to lending (bonds), then into diversification (mutual funds/ETFs), culminating in risk assessment and practical research skills for analyzing financial documents.
This sequence introduces students to the core concepts of wealth accumulation through compound interest and the protective role of liquidity. Students will progress from mathematical modeling of growth to practical strategies for maintaining financial resilience against inflation and life's unexpected expenses.
A comprehensive guide for undergraduate students exploring the transition from basic saving to strategic investing. The sequence covers the mathematics of compound interest, the necessity of liquidity, detailed analysis of asset classes, and the application of Modern Portfolio Theory to build long-term wealth.
This curriculum equips transition-age learners (18–22) with essential life and work skills needed for independence and community engagement, covering daily living, financial literacy, job readiness, and more.
A comprehensive unit for 12th graders on the lifeblood of startups: cash flow. Students learn to distinguish profit from cash, categorize expenses, build financial statements, manage liquidity, and survive financial crises.
A comprehensive undergraduate course on personal finance, bridging macroeconomic theory with practical wealth management. Students explore budgeting, debt strategy, taxation, retirement modeling, and risk mitigation through a rigorous quantitative lens.
A comprehensive workshop for 12th graders transitioning to financial independence, focusing on interest calculations, credit score mechanics, debt analysis, and strategic financial planning.
A comprehensive two-day introduction to personal banking for high school seniors, covering checking and savings accounts, specialized savings products, and common banking fees.
Students analyze the financial viability of post-secondary education by calculating total costs, exploring financial aid, and projecting return on investment based on career earnings. The sequence culminates in a strategic financial plan for a chosen educational path.
A comprehensive series on evaluating post-secondary education through a financial lens, focusing on ROI, funding mechanisms, opportunity costs, and long-term financial planning for undergraduate students.
This sequence equips graduate students with the quantitative tools and financial literacy needed to assess the true ROI of pursuing further advanced education. Students will model opportunity costs, analyze funding strategies, and forecast break-even points to create a comprehensive financial feasibility study.
This project-based sequence guides graduate students through FAFSA completion by framing it as a strategic business decision. Students will audit institutional costs, build realistic budgets, calculate precise borrowing needs, and learn to navigate professional judgment appeals to minimize long-term debt.
A comprehensive workshop-style sequence for graduate students navigating the FAFSA as independent applicants, focusing on technical requirements, asset reporting, and strategic planning.
A comprehensive sequence for graduate students to master the nuances of federal financial aid, focusing on the strategic selection of Direct Unsubsidized and Grad PLUS loans to minimize long-term debt.
A comprehensive sequence designed for undergraduate students to interpret FAFSA output, compare financial aid offers, and develop a strategic plan for college affordability with minimal debt.
This sequence guides students through the post-submission phase of the FAFSA, including interpreting reports, navigating verification, making corrections, appealing for more aid, and comparing financial aid offers.
A comprehensive sequence for undergraduate students on consumer rights, contract analysis, and financial protection. Students move from dissecting legal language to simulating disputes and managing major asset acquisitions.
A comprehensive 11th-grade unit exploring the mechanics of interest, credit systems, loan structures, and strategic debt management to build long-term financial stability.
This sequence explores workplace benefits beyond salary, focusing on health insurance, retirement matching, and paid leave to help students calculate the true total compensation of a job offer.
A graduate-level exploration of the intersection between mathematical probability and behavioral psychology. This sequence covers Prospect Theory, cognitive heuristics, fat-tail distributions, and the design of psychologically resilient risk management frameworks.
This 11th-grade financial literacy sequence guides students through the complexities of capital markets. Students progress from understanding individual stocks and bonds to analyzing pooled investments like ETFs and mutual funds, ultimately developing the technical skills to read financial prospectuses and assess market risk and volatility.
A comprehensive financial literacy sequence for 10th graders focused on asset allocation, risk management, and long-term investment planning. Students progress from understanding personal risk to designing complex portfolios and tax-advantaged strategies.
A comprehensive sequence on equity management, cap tables, and dilution for undergraduate entrepreneurs. Students learn to navigate the financial and legal complexities of startup ownership from inception to exit.
This project-based sequence teaches undergraduate students how to value early-stage companies and prepare financial due diligence materials, focusing on the interface between internal operations and external validation. Students will master unit economics, explore diverse valuation methodologies, and learn to strategically plan capital raises through milestone-based 'use of funds' planning.
A graduate-level series on startup finance, focusing on the mechanics of equity distribution, financing instruments, and cap table management from founding to exit.
An advanced finance sequence for 12th graders exploring equity distribution, cap tables, startup valuation, and the mechanics of venture capital fundraising. Students will learn to navigate the complexities of ownership and dilution through simulations and mathematical analysis.
A higher-education and career-readiness sequence for 12th-grade students focused on using matrices to synthesize complex, conflicting, and multi-variable information. Students move from basic data organization to high-level comparative analysis and source evaluation.
This sequence explores post-secondary education options beyond the traditional four-year degree, including trade schools, apprenticeships, coding bootcamps, and certificate programs. Students learn to evaluate the legitimacy of various programs and compare different career pathways based on cost, duration, and outcomes.
This simulation-based sequence helps students develop the financial and logistical skills necessary for independent living. Students move through a 'Real World' simulation where they must secure housing, manage a monthly budget, and plan for daily needs.
Students analyze the components of an auto policy, investigate factors influencing rates for teen drivers, and practice filing mock claims using real-world case studies. The sequence concludes with a comparative project to select optimal coverage for a first car.
A comprehensive sequence for undergraduate students focusing on the long-term maintenance of federal financial aid eligibility. Students master Satisfactory Academic Progress (SAP), lifetime limits, loan aggregates, withdrawal consequences, and the annual renewal cycle.
This sequence guides undergraduate students through the complexities of FAFSA verification, professional judgment appeals, and unique filing statuses. It focuses on self-advocacy and navigating bureaucratic exceptions to ensure equitable financial aid.
A comprehensive simulation-based sequence walking undergraduate students through the FAFSA application. Students learn to navigate demographic entry, school selection, IRS data exchange, and complex family contributor scenarios.
A comprehensive workshop series designed to prepare undergraduate students for the administrative and documentation requirements of the FAFSA, focusing on account security, status determination, and document organization.
This project-based sequence simulates the independent living experience, requiring students to apply mathematical reasoning and research skills to maximize a hypothetical budget. Students move from calculating simple unit prices to evaluating total cost of ownership, including shipping, subscriptions, and maintenance. The sequence culminates in a comprehensive comparison shopping project where students must justify a major purchase choice using quantitative data and qualitative reviews.
This unit demystifies the transition from gross salary to net take-home pay, helping students understand earnings, mandatory taxes, and deductions. Students will learn to calculate gross pay, interpret tax forms, and audit their own paystubs for accuracy.
This sequence immerses 10th-grade students in the mechanics of workplace compensation, tracking the journey from gross salary to take-home pay. Students master tax form completion, calculate mandatory and voluntary deductions, and learn to audit paystubs for accuracy, equipping them with essential technical financial literacy for their future careers.
A comprehensive guide for 9th-grade students to master the basics of tax filing. Students progress from identifying key tax documents to completing a full 1040 simulation, understanding deductions, and learning filing logistics.
This sequence introduces 9th-grade students to the tax implications of the gig economy. It covers the differences between W-2 and 1099 work, the self-employment tax rate, expense tracking, and quarterly estimated payments, culminating in a tax strategy project.
A simulation-based sequence where students learn the end-to-end process of filing federal income taxes. Students adopt personas, analyze wage documents, and complete a simplified Form 1040 to determine if they receive a refund or owe money.
This workshop-style sequence focuses on the practical math and documentation associated with earning an income. Students simulate the onboarding process of a new job, learning to complete a W-4 form, deciphering the difference between gross and net pay, and calculating specific withholdings to understand their final take-home pay.
A professional development sequence for graduate students focused on navigating and negotiating employer-sponsored continuing education. Students learn to analyze corporate policies, build strategic business cases, and negotiate for flexibility to support their educational goals.
A high school English Language Arts sequence focused on the practical application of Latin and French terminology in professional, legal, and political contexts. Students explore how these terms define power, liability, and obligation through case studies, simulations, and analysis of real-world documents.
This sequence guides undergraduate students through the essential skills of nutritional planning, grocery shopping, kitchen safety, and basic meal preparation. It emphasizes executive functioning, budget management, and health-conscious decision-making for independent living.
A comprehensive unit on insurance literacy, focusing on technical document analysis, legal concepts like liability and negligence, and the practical skills needed to file claims and advocate for consumer rights. Students move from reading the 'fine print' to drafting formal appeals.
This sequence empowers 10th-grade students with legal knowledge regarding their rights as consumers. It covers consumer legislation, contract analysis, professional dispute resolution, government protection agencies, and the impact of collective consumer action.
A high-school level sequence exploring the psychological and digital mechanisms of modern advertising. Students learn to identify neuromarketing, algorithmic targeting, influencer tactics, and dark patterns to develop critical consumer autonomy.
This sequence explores the intersection of behavioral economics and modern marketing. Undergraduate students will analyze cognitive biases, algorithmic targeting, dark patterns in UX, and the influencer economy to develop a personal framework for conscious consumption.
A comprehensive investigation into the gig economy, contrasting traditional employment with independent contracting. Students analyze the economic, legal, and ethical implications of algorithmic management and worker classification, culminating in a formal legislative debate.
A comprehensive 11th-grade sequence on workplace rights and compensation, covering market research, labor laws, benefit analysis, and negotiation strategies. Students progress from baseline research to active advocacy and contract finalization.
This project-based sequence simulates the process of selecting health and property insurance as a young adult living independently. Students explore HMO vs. PPO networks, medical math (deductibles, copays), and the necessity of renters insurance, culminating in a comprehensive 'safety net' portfolio for a fictional character.
A comprehensive 11th-grade financial literacy sequence covering the mechanics of auto and property insurance. Students explore risk probability, policy components, the math of premiums and deductibles, and apply their learning in a mock claims adjuster simulation.
A comprehensive sequence for undergraduate students on insurance literacy, moving from the mathematical foundations of risk transfer to the practical selection of health, auto, and property coverage, culminating in a strategic portfolio defense.
This sequence prepares graduating seniors for the transition to independent healthcare management. Students learn to navigate HIPAA, insurance, patient rights, and assertive communication in medical settings.
A comprehensive sequence for undergraduate students to navigate the complexities of mental health care, focusing on overcoming internal and systemic barriers, resource mapping, insurance literacy, and effective communication with health professionals.
This sequence prepares seniors for the transition to independent living by demystifying the process of accessing mental healthcare without parental intervention. Students analyze systemic and psychological barriers to help-seeking, map out community and digital resources, and develop practical health literacy skills including insurance navigation and professional communication.
A high-level research-driven approach to career exploration for graduate students, focusing on macro-level market analysis, mapping the hidden job market, and strategic professional relationship engineering. Students move beyond job boards to understand the 'hidden job market' through strategic networking and ecosystem analysis.
