Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A 3-session small group series designed for first-generation high school juniors, focusing on self-discovery, career alignment, and financial literacy to navigate the path to college.
A comprehensive two-year curriculum for 11th and 12th-grade students in an alternative education program, focusing on real-world application, credit recovery, and holistic development through once-weekly intensive sessions.
A comprehensive 90-minute course for young adults on navigating transportation options, understanding the financial realities of car ownership, and building a reliable mobility plan for independence.
An introductory sequence for young adults transitioning to independence, covering the essentials of safe cooking, kitchen management, and basic meal planning. This program builds confidence in beginners by demystifying food preparation and safety protocols.
An in-depth personal finance unit for young adults (ages 16-21) covering the mechanics of bank accounts, the differences between debit and credit, the impact of interest and credit scores, and practical strategies for identifying and avoiding financial scams.
A comprehensive financial literacy series designed for young adults (16-21) to navigate the transition to financial independence with confidence and practical skills.
A comprehensive unit on personal finance covering income factors, paycheck calculations, employment benefits, tax documentation, and cost-of-living comparisons between Denver and Los Angeles.
A comprehensive 8-lesson unit designed for working high school seniors to master the transition to financial independence, covering everything from net pay and housing to discretionary spending and emergency savings.
A hands-on introduction to financial markets and investment strategies through a four-week simulated portfolio management project.
A comprehensive year-long curriculum designed to empower students with essential life skills for independence, focusing on financial literacy, social communication, and real-world simulations.
A full-month curriculum focused on developing independence through real-world simulations, role-playing, and practical application of functional life skills.
A comprehensive curriculum covering financial literacy, economic principles, and civic systems through historical case studies, ethical dilemmas, and real-world simulations.
A comprehensive 4-part series for high school students designed to cultivate a growth mindset, master goal-setting, and build resilience for real-world life skills. Using an architectural 'blueprint' theme, students will learn to design their own mental frameworks for success.
A 6-week curriculum designed to bridge the gap between high school math and real-world financial and practical independence, covering paychecks, budgeting, credit, shopping, housing, and measurement.
A series of lessons and projects designed to transition students from job-seeking skills to workplace success and independent living, focusing on professional ethics, communication, and long-term planning.
A comprehensive series designed to prepare students for post-secondary success through essential life skills, including time management, study habits, and digital literacy.
A financial literacy series focused on essential banking skills for low-income students, covering account types, avoiding fees, and digital security.
A comprehensive financial literacy series for secondary students covering the core pillars of personal finance: saving, budgeting, and investing. Students move from basic habits to long-term wealth building through practical simulations and real-world math.
A comprehensive series of lessons designed to equip students with essential life skills for independent living, focusing on financial literacy, personal organization, and daily responsibilities.
A comprehensive budgeting project where students navigate 25 unique financial scenarios, ranging from entry-level trades to professional careers, to learn the realities of financial planning and adulting.
A 4-week college readiness program designed specifically for first-generation students, covering college types, financial literacy, the application process, and post-acceptance steps.
A comprehensive week-long course designed to equip high school students with essential financial literacy and insurance knowledge for adult life.
A comprehensive program designed to guide students through the essentials of career exploration, professional document preparation, and the job application process.
A comprehensive 'Game of Life' style curriculum designed for high school students with 5th-grade reading levels. It focuses on financial literacy, housing, transportation, and navigating daily life through an engaging board game format.
A comprehensive guide for first-time car buyers covering budgeting, inspection, financing, and insurance. Students will learn how to navigate the complex process of purchasing their first vehicle while avoiding common pitfalls.
A comprehensive year-long curriculum for high school seniors focusing on college readiness, career planning, financial literacy, and social-emotional well-being. This sequence guides students through the complexities of post-secondary transitions with a special focus on arts-based pathways.
A comprehensive six-week curriculum designed to equip 11th grade students with the practical, financial, and social skills necessary for a successful transition to college life.
A comprehensive unit on credit card literacy, covering the types of cards, fees, rewards, and the impact of credit usage on financial health.
A comprehensive unit on credit cards, focusing on strategic selection, fee avoidance, and the long-term impact on credit health. Students learn to navigate the complex world of credit products through analysis and comparison.
A comprehensive financial literacy unit designed to prepare students for the realities of living independently. This sequence covers everything from initial employment paperwork and credit management to the major life milestones of buying a car and a home.
A comprehensive sequence for 10th-grade students focusing on the financial realities of student loan repayment, the impact of debt-to-income ratios, and evaluating the long-term ROI of post-secondary education choices. Students progress from basic math to strategic advisory, culminating in a complex case study analysis.
This sequence immerses students in the mechanics of borrowing money, focusing specifically on the distinctions between federal and private lending. Students begin by understanding the fundamental concepts of principal, interest, and capitalization before diving into the specific terms of Subsidized and Unsubsidized Direct Loans.
This sequence explores the long-term financial implications of student loans, focusing on repayment plans, budgeting, and return on investment (ROI). Students transition from understanding borrowing mechanics to simulating the real-world impact of debt on lifestyle and career choices.
A comprehensive unit for 9th-grade students exploring the differences between federal and private student loans. Students learn to navigate financial aid terminology, calculate interest accrual, and evaluate the long-term impact of borrowing decisions.
An immersive simulation where students navigate the onboarding process of a new job, making critical decisions about taxes, benefits, and workplace rights to understand their impact on a final paycheck.
A comprehensive project-based unit exploring how strategic payroll deductions like FSAs, HSAs, and retirement contributions build long-term wealth and manage risk. Students move from basic tax calculations to designing a 'Payroll Strategy Guide' for a career-ready future.
A 5-lesson unit for 9th graders exploring total compensation, including health insurance, paid time off, and retirement benefits, culminating in a comparative analysis of job offers.
A comprehensive unit for seniors to navigate the complexities of employer-sponsored health and insurance benefits, moving from basic vocabulary to full-scale benefit selection simulations.
A comprehensive 11th-grade sequence on workplace rights and compensation, covering market research, labor laws, benefit analysis, and negotiation strategies. Students progress from baseline research to active advocacy and contract finalization.
This sequence explores workplace benefits beyond salary, focusing on health insurance, retirement matching, and paid leave to help students calculate the true total compensation of a job offer.
A comprehensive 9th-grade financial literacy unit focused on insurance as a strategic tool for financial stability. Students explore budgeting for premiums, income protection, life insurance types, the ethics of fraud, and participate in a life-stage simulation to manage evolving risks.
Students analyze the components of an auto policy, investigate factors influencing rates for teen drivers, and practice filing mock claims using real-world case studies. The sequence concludes with a comparative project to select optimal coverage for a first car.
A collection of quarterly bulletin board designs for TRC, providing visual blueprints and printable components to help students navigate orientation, skill-building, and transition planning.
This sequence focuses on the financial implications of banking choices and the modern tools used to manage them. Students investigate the mathematics of interest, analyze fee structures, navigate digital banking platforms, and master the skill of account reconciliation.
This 11th-grade sequence guides students through the complexities of the FAFSA, focusing on dependency status, household composition, and asset reporting. Students will use case studies to navigate diverse family structures and financial scenarios to ensure accurate aid calculations.
This sequence introduces 9th-grade students to the world of investing. It moves from individual ownership (stocks) to lending (bonds), then into diversification (mutual funds/ETFs), culminating in risk assessment and practical research skills for analyzing financial documents.
This sequence introduces 9th-grade students to the essentials of saving and liquidity. It covers emergency funds, banking products, the impact of inflation on purchasing power, SMART goal setting, and the behavioral strategy of 'paying yourself first' to build long-term financial security.
A comprehensive sequence for 11th-grade students focused on building long-term wealth through strategic asset allocation, diversification, and tax-advantaged accounts. Students progress from basic allocation principles to designing a personalized 40-year Investment Policy Statement.
This sequence guides 11th-grade students through the complexities of student loans, from distinguishing loan types to calculating long-term interest and simulating repayment strategies based on career goals.
A higher-education and career-readiness sequence for 12th-grade students focused on using matrices to synthesize complex, conflicting, and multi-variable information. Students move from basic data organization to high-level comparative analysis and source evaluation.
A 5-lesson sequence for 11th graders on professional certifications, micro-credentials, and stackable pathways as a viable alternative or supplement to traditional higher education. Students research industry standards, navigate licensure logistics, and design a 5-year credentialing roadmap.
Students analyze the financial viability of post-secondary education by calculating total costs, exploring financial aid, and projecting return on investment based on career earnings. The sequence culminates in a strategic financial plan for a chosen educational path.
This sequence explores post-secondary education options beyond the traditional four-year degree, including trade schools, apprenticeships, coding bootcamps, and certificate programs. Students learn to evaluate the legitimacy of various programs and compare different career pathways based on cost, duration, and outcomes.
A comprehensive sequence for 11th-grade students to demystify financial aid and prepare for the FAFSA application process. Students will explore aid types, establish digital identities, navigate dependency rules, interpret tax documents, and build a strategic timeline for senior year.
A comprehensive sequence for 8th-grade transition planning, focusing on the practical skills needed for independent living, including budgeting, housing, transportation, and nutrition.
This simulation-based sequence helps students develop the financial and logistical skills necessary for independent living. Students move through a 'Real World' simulation where they must secure housing, manage a monthly budget, and plan for daily needs.
A simulation-based unit where 11th-grade students practice navigating the FAFSA form sections, focusing on data accuracy, school selection strategy, and financial document analysis to prepare for their senior year applications.
This workshop-style sequence focuses on the logistical preparation required before opening the FAFSA application. Students guide their families through the process of gathering necessary tax documents and successfully creating an FSA ID, emphasizing digital security and communication.
A comprehensive sequence for 11th-grade students to navigate the complexities of federal financial aid, FAFSA eligibility, and the actual cost of college. Students will move from understanding aid types to calculating net prices and debunking common myths.
Students explore diverse post-secondary options, comparing vocational training, military service, apprenticeships, and college degrees through the lens of 'Return on Investment' (ROI). The sequence guides students from understanding basic credentials to mapping out a strategic backwards plan for their chosen career path.
This project-based sequence simulates the independent living experience, requiring students to apply mathematical reasoning and research skills to maximize a hypothetical budget. Students move from calculating simple unit prices to evaluating total cost of ownership, including shipping, subscriptions, and maintenance. The sequence culminates in a comprehensive comparison shopping project where students must justify a major purchase choice using quantitative data and qualitative reviews.
A project-based sequence for 11th-grade students focusing on practical consumer skills. Students simulate a major life purchase, moving from identifying needs to calculating the Total Cost of Ownership (TCO) and mastering negotiation tactics.
A comprehensive unit on financial literacy and personal economics for high school students, focusing on the distinction between survival essentials and lifestyle preferences.
A comprehensive sequence designed to equip 11th-grade students with the mindset and tools for lifelong career adaptability. Through trend analysis, resource exploration, and simulation games, students learn to navigate the shifting landscape of work, automation, and continuous education.
A high school English Language Arts sequence focused on the practical application of Latin and French terminology in professional, legal, and political contexts. Students explore how these terms define power, liability, and obligation through case studies, simulations, and analysis of real-world documents.
A comprehensive 11th-grade financial literacy sequence covering the mechanics of auto and property insurance. Students explore risk probability, policy components, the math of premiums and deductibles, and apply their learning in a mock claims adjuster simulation.
This 11th-grade financial literacy sequence guides students through the complexities of capital markets. Students progress from understanding individual stocks and bonds to analyzing pooled investments like ETFs and mutual funds, ultimately developing the technical skills to read financial prospectuses and assess market risk and volatility.
A comprehensive 11th-grade financial literacy unit focusing on the mathematical mechanics of compound interest, the impact of time, the erosion of inflation, and the strategic construction of financial safety nets.
This sequence introduces students to the core concepts of wealth accumulation through compound interest and the protective role of liquidity. Students will progress from mathematical modeling of growth to practical strategies for maintaining financial resilience against inflation and life's unexpected expenses.
This sequence explores the psychology behind spending, focusing on impulse control, emotional triggers, and the economic concept of opportunity cost. Students move from basic needs/wants categorization to developing a personalized mindful spending plan.
A comprehensive unit on planning, shopping for, and preparing a taco bar lunch for a large group. Students practice budgeting, community navigation, and culinary skills.
A comprehensive life skills module designed for middle and high school students to develop independence in meal preparation, budgeting, and personal hygiene. Through visual guides and hands-on practice, students build the confidence needed for daily living.
A comprehensive high school sequence focused on essential independent living skills, covering financial literacy, household management, and basic culinary independence.
A comprehensive unit on insurance literacy, focusing on technical document analysis, legal concepts like liability and negligence, and the practical skills needed to file claims and advocate for consumer rights. Students move from reading the 'fine print' to drafting formal appeals.
A comprehensive 7-week curriculum designed to prepare high school students for the college transition, covering admission strategies, financial aid, and major-to-career pathways.
This unit demystifies the transition from gross salary to net take-home pay, helping students understand earnings, mandatory taxes, and deductions. Students will learn to calculate gross pay, interpret tax forms, and audit their own paystubs for accuracy.
