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Financial Literacy

SequencesLessonsMaterialsVideos
  1. Counseling & Life Skills

Financial Literacy

SequencesLessonsMaterialsVideos
SequencesLessonsMaterialsVideos

Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.

Counseling & Life SkillsSelf-AwarenessBasic Emotion RecognitionComplex Emotion IdentificationEmotional Nuance & Mixed FeelingsBuilding Positive Self-ImageRecognizing Strengths & Growth AreasAccurate Self-AssessmentPersonal Values IdentificationCultural & Individual Identity ExplorationValues-Based Decision MakingSelf-ManagementStop-and-Think StrategiesDelaying GratificationIndependent Impulse ManagementIdentifying Stress TriggersShort-Term Goal SettingSMART Goals DevelopmentGoal Monitoring & AdjustmentBuilding Perseverance & ResilienceInternal Motivation DevelopmentComprehensive Stress Reduction PlanningSocial AwarenessRecognizing Others' FeelingsDemonstrating EmpathyRespecting Individual DifferencesUnderstanding Cultural DiversityComplex Empathetic ResponsesMultiple Viewpoint ConsiderationMulti-Perspective AnalysisChallenging Stereotypes & BiasRelationship SkillsActive ListeningClear Verbal & Nonverbal CommunicationBuilding Positive FriendshipsWorking Cooperatively in GroupsCommunicating Personal BoundariesRespecting Others' BoundariesAssertive ExpressionPeaceful Problem-SolvingContributing to Team GoalsComplex Conflict NavigationMediation & NegotiationHealthy Romantic RelationshipsResponsible Decision-MakingDaily Problem IdentificationBrainstorming Multiple SolutionsEvaluating Pros & ConsRecognizing Risks & ConsequencesApplying Ethical FrameworksInformed Risk-Benefit DecisionsRoot Cause AnalysisMindfulnessMindful BreathingBody Scan MeditationDaily Mindfulness ApplicationDaily Self-Care RoutinesBalancing Life DemandsAdvocating for Wellness NeedsMental Health SupportUnderstanding Anxiety SymptomsWorry Management StrategiesProgressive Muscle RelaxationRecognizing Depression SignsBuilding Mood-Supporting RoutinesBehavioral Activation for MoodUnderstanding Grief StagesHealthy Grief CopingCreative Expression of LossBehavioral SupportDaily Check-In ProceduresDaily Goal Setting & ReviewRecognizing Escalation Warning SignsRequesting Breaks & SupportSelf-Calming During DistressUnderstanding Positive ReinforcementToken Economy ImplementationBehavior Chart TrackingAnalyzing Behavior PatternsIdentifying Antecedents & ConsequencesDetermining Behavior FunctionFunction-Based InterventionsIndividualized Behavior ContractsData-Driven Behavior AdjustmentTherapeutic ApproachesThoughts-Feelings-Behaviors ConnectionRecognizing Thinking PatternsChallenging Negative ThoughtsPositive Self-Talk PracticeThought Record TrackingAdvanced Cognitive RestructuringComprehensive CBT PlansBehavioral Activation TechniquesBuilding Positive ExperiencesExposure Hierarchies for AnxietyPresent-Moment AwarenessNon-Judgmental ObservationSelf-Soothing & DistractionComplex Emotion LabelingReducing Emotional Vulnerability (PLEASE)DEAR MAN CommunicationGIVE Skills for RelationshipsFAST Skills for Self-RespectRadical Acceptance PracticeCrisis Survival Skills (TIPP)Understanding Trauma EffectsTrauma Responses & TriggersIdentifying Trauma FeelingsGrounding TechniquesRegulation During Trauma DistressSafe Place VisualizationProcessing Through NarrativeDeveloping Trauma StoryPersonalized Safety PlanningGroup SupportTurn-Taking & SharingGroup Conversation SkillsSharing in Supportive EnvironmentLearning from Similar ChallengesBuilding Community & BelongingNavigating Peer RelationshipsGroup Skill PracticeGroup Mental Health EducationStress & Anxiety UnderstandingCrisis Support & SafetyKnowing When to Seek HelpIdentifying Mental Health CrisesGrounding During CrisisUsing Crisis HotlinesBuilding Support NetworksAccessing Mental Health ResourcesWarning Signs & Coping StrategiesDeveloping Personal Safety PlansUnderstanding Suicide Warning SignsGatekeeper Skills for PeersDigital LiteracySocial MediaTechnology BasicsProductivity ToolsInternet and Online ResearchWeb Design and PublishingDigital CitizenshipOnline Safety and PrivacyEmerging TechnologiesFinancial LiteracyMaking Financial DecisionsBanking and AccountsConsumer SkillsSaving and InvestingCredit and DebtEmployment and IncomeTaxesInsuranceMajor PurchasesEconomic ConceptsFinancial PlanningCollege & Post-Secondary PlanningCareer ExplorationUnderstanding Post-Secondary OptionsCollege Research & SelectionAdmission RequirementsCollege Application ProcessPersonal Statement WritingFAFSA CompletionScholarship Search & ApplicationsUnderstanding Student LoansContinuing Education PlanningInterview PreparationResearching EmployersCommon Interview QuestionsSTAR Method ResponsesProfessional Interview PresenceVirtual Interview SkillsInterview Follow-UpJob Search SkillsUnderstanding Job PostingsEffective Job Search StrategiesNetworking for OpportunitiesResume Writing BasicsAction Verbs & AchievementsTailoring Resumes to JobsCover Letter WritingProfessional ReferencesProfessional CommunicationBusiness Email EtiquettePhone & Voicemail ProfessionalismMeeting ParticipationPresentation SkillsProfessional Work EthicTime Management & ProductivityTeamwork & CollaborationAdaptability & FlexibilityProblem-Solving at WorkConstructive FeedbackWorkplace RightsUnderstanding Employment LawsPay & Benefits UnderstandingWorkplace SafetyAnti-Discrimination & Harassment
Making Financial DecisionsOpportunity costs, trade-offs, and risk assessment strategies for personal spending and investments. Equips learners to align daily financial choices with long-term economic goals.
Saving and InvestingPrinciples of compound interest, emergency funds, and asset allocation across stocks, bonds, and mutual funds. Develops practical skills for long-term wealth management and risk mitigation.
Economic ConceptsScarcity, opportunity cost, and the law of supply and demand form the basis of personal and global decision-making. Examines how inflation, market trends, and economic cycles impact individual purchasing power and financial planning.
Material
Coin Values Worksheet

Coin Values Worksheet

A coin value worksheet without visual supports. Students convert coin names and quantities (e.g., "4 Dimes") into numerical values and calculate the total for each "bag."

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Money Mastery Teacher Guide

Money Mastery Teacher Guide

A comprehensive teacher's guide for the Money Mastery unit, including learning objectives, lesson breakdowns, and differentiation strategies for coin counting and budgeting.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Snack Shop Budget Answer Key

Snack Shop Budget Answer Key

Teacher answer key for the Snack Shop Budget Worksheet, including sample affordable combinations and common student pitfalls.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Snack Shop Budget Worksheet

Snack Shop Budget Worksheet

A student worksheet for identifying snack prices, calculating totals for pre-set lists, and making spending choices within a $1.00 budget.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Budgeting Basics Slides

Budgeting Basics Slides

Instructional slides for calculating total costs and making budgeting decisions, featuring "The Golden Rule of Spending" and clear comparison examples.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Coin Counting Answer Key

Coin Counting Answer Key

Teacher answer key for the Coin Detective Worksheet, including visual matching solutions and total value calculations.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Coin Counting Slides

Coin Counting Slides

A visual slide deck introducing the four main US coins (penny, nickel, dime, quarter) with their identification features and values. features a "Coin Detective" theme.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Coin Detective Worksheet

Coin Detective Worksheet

A coin identification and value worksheet using a "Coin Detective" theme. Includes a field guide, matching activity, and basic counting problems.

SG

Staci Gonzalez

Special Education Teacher
4/3
Material
Supermarket Sweep Worksheet

Supermarket Sweep Worksheet

An expanded two-page worksheet featuring 6 problems for adding three grocery prices using a calculator, maintaining clear visual supports.

B

bgolladay

Special Education Teacher
4/1
Material
Cash Counter Worksheet

Cash Counter Worksheet

An expanded two-page worksheet featuring realistic CSS-rendered bills and coins for students to identify and add using a calculator.

B

bgolladay

Special Education Teacher
4/1
Material
Price Tag Power Teacher Guide

Price Tag Power Teacher Guide

A teacher guide providing strategies for instruction, differentiation tips, and a data-tracking template for the Price Tag Power lesson.

B

bgolladay

Special Education Teacher
4/1
Material
Price Tag Power Answer Key

Price Tag Power Answer Key

An answer key for the Price Tag Power Worksheet, including calculation breakdowns and a teacher observation checklist.

B

bgolladay

Special Education Teacher
4/1
Material
Price Tag Power Worksheet

Price Tag Power Worksheet

A student worksheet for practicing adding two grocery prices using a calculator, featuring clear price tags and a visual calculator guide.

B

bgolladay

Special Education Teacher
4/1
Material
Calculator Cashiers Slides

Calculator Cashiers Slides

Interactive slides introducing the step-by-step process of using a calculator to add prices, featuring clear visual cues and color-coded buttons.

B

bgolladay

Special Education Teacher
4/1
Material
Market Math Answer Key Guide

Market Math Answer Key Guide

Updated answer key reflecting the addition of new items (carrots, yogurt, juice) to the worksheet while maintaining clear guidance for the quiz.

ED

Evelyn Diaz

Special Education Teacher
3/25
Material
Grocery Boss Quiz

Grocery Boss Quiz

A 3-question visual quiz with 2 multiple-choice options per question. Focuses on identifying a dollar bill, matching change to a price, and basic affordability decisions. All answer options share identical styling to ensure objective testing.

ED

Evelyn Diaz

Special Education Teacher
3/25
Material
Market Day Worksheet

Market Day Worksheet

Expanded worksheet with 5 practice items, including new products like carrots, yogurt, and juice to challenge students with different money combinations. Reduced element sizes to fit more content.

ED

Evelyn Diaz

Special Education Teacher
3/25
Material
Market Price List Reference

Market Price List Reference

Updated visual price list with additional grocery items including carrots, yogurt, popcorn, and orange juice to provide more practice variety.

ED

Evelyn Diaz

Special Education Teacher
3/25
Material
Grocery Math Key

Grocery Math Key

An answer key for the Grocery Task Cards, providing quick-reference solutions for the change calculation and price comparison problems. Includes a small section with instructional tips for teachers.

ST

Shannon Tuffy

Special Education Teacher
3/20
Material
Shopping Recording Sheet

Shopping Recording Sheet

A clear recording sheet for students to document their answers from the Grocery Task Cards. Includes designated spaces for calculating change and circling cheaper price options, plus a workspace for calculations.

ST

Shannon Tuffy

Special Education Teacher
3/20
Material
Money Stories Reading Pack

Money Stories Reading Pack

A set of two short, high-interest reading passages with comprehension questions focused on money choices and the concept of banks and ATMs, designed for 2nd-grade cognitive level adult learners.

R

Ron

Special Education Teacher
2/5
Material
Money Master Quiz

Money Master Quiz

A comprehensive final assessment quiz designed for adult learners at a 2nd-grade level, covering currency identification, values, needs vs. wants, simple change calculation, and saving concepts.

R

Ron

Special Education Teacher
2/5
Material
Grocery Run Worksheet

Grocery Run Worksheet

A detailed shopping worksheet featuring a store flyer and math word problems focused on comparing prices, adding three items, and shopping within a budget.

R

Ron

Special Education Teacher
2/5
Material
Payday Practice Activity

Payday Practice Activity

A roleplay activity where students "apply" for simple jobs, act out the task, and receive a pretend paycheck to practice the concept of earning money.

R

Ron

Special Education Teacher
2/5
Material
Roleplay Adventure Cards

Roleplay Adventure Cards

A set of four scenario cards for roleplaying common money situations, including making purchases, finding money, choosing needs over wants, and saving.

R

Ron

Special Education Teacher
2/5
Material
Money Master Teacher Guide

Money Master Teacher Guide

A teacher-facing facilitation guide providing a detailed 4-hour schedule, discussion prompts, and activity instructions for delivering the Money Master Class.

R

Ron

Special Education Teacher
2/5
Material
Saving Goal Worksheet

Saving Goal Worksheet

A goal-setting worksheet where learners identify a specific item to save for and create a simple four-week savings plan.

R

Ron

Special Education Teacher
2/5
Material
Market Day Worksheet

Market Day Worksheet

A shopping-themed worksheet where learners calculate the total cost of groceries and determine the correct change from larger bills.

R

Ron

Special Education Teacher
2/5
Material
Choice Challenge Worksheet

Choice Challenge Worksheet

A sorting worksheet to help learners distinguish between essential needs and non-essential wants using visual icons and categorized boxes.

R

Ron

Special Education Teacher
2/5
Material
Money Match Worksheet

Money Match Worksheet

A matching worksheet for identifying the front of coins and the value of paper bills, designed for 2nd-grade level adult learners.

R

Ron

Special Education Teacher
2/5
Material
Money Mastery Presentation

Money Mastery Presentation

A visual presentation for a 4-hour lesson on money basics, covering coin and bill identification, needs versus wants, and the importance of saving, designed for an adult learner with a 2nd-grade cognitive level.

R

Ron

Special Education Teacher
2/5
Material
Currency Quest Teacher Guide

Currency Quest Teacher Guide

A teacher guide for the Currency Quest lesson, providing a 40-minute pacing plan, inquiry questions, and differentiation strategies for second-grade PYP instruction.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Money Map Worksheet

Money Map Worksheet

A student worksheet for the Currency Quest lesson where students sort needs and wants, reflect on the function of money, and plan for saving.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Currency Quest Slides

Currency Quest Slides

A visual guide for a 40-minute PYP lesson on money, covering its function as an exchange tool and the distinction between needs and wants.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Maker Coins Template Teacher Guide

Maker Coins Template Teacher Guide

Teacher resource containing printable play money (Maker Coins) and special 'Gold Trust' rewards for use throughout the economics simulations.

Lenny Avatar
Lenny
1/18
Material
Market Day Ledger

Market Day Ledger

A student document for Lesson 5 used during Market Day to track sales earnings and calculate debt repayment to close the economic cycle.

Lenny Avatar
Lenny
1/18
Material
Market Magic Slides

Market Magic Slides

Introductory slide deck for Lesson 5, participation in a 'Market Day' to sell goods and experiencing the full cycle of earning and repaying debts.

Lenny Avatar
Lenny
1/18
Material
Investment Menu Guide

Investment Menu Guide

A classroom price list and guide for Lesson 4, listing materials and tools students can 'buy' or 'borrow' as investments for their maker project.

Lenny Avatar
Lenny
1/18
Material
Business Blueprint Worksheet

Business Blueprint Worksheet

Planning sheet for students to design their 'Maker' product, list required materials, and calculate investment costs.

Lenny Avatar
Lenny
1/18
Material
Maker Money Slides

Maker Money Slides

Introductory slide deck for Lesson 4, acting as entrepreneurs to plan products and make investment decisions.

Lenny Avatar
Lenny
1/18
Material
Heart and Hand Teacher Guide

Heart and Hand Teacher Guide

A guide for teachers to facilitate the Heart and Hand lesson, including pacing, discussion prompts, differentiation strategies, and an answer key.

KB

Kelly Brown

Special Education Teacher
2/24
Material
Heart and Hand Sorting Worksheet

Heart and Hand Sorting Worksheet

A hands-on activity where primary students sort items into needs, wants, and hopes, plus a personal reflection section to express future goals.

KB

Kelly Brown

Special Education Teacher
2/24
Material
Heart and Hand Slides

Heart and Hand Slides

A visual presentation for primary students that explains the differences between needs (essentials), wants (extras), and hopes (dreams), including the feelings associated with unmet needs.

KB

Kelly Brown

Special Education Teacher
2/24
Material
Currency Quest Teacher Guide

Currency Quest Teacher Guide

A teacher guide for the Currency Quest lesson, providing a 40-minute pacing plan, inquiry questions, and differentiation strategies for second-grade PYP instruction.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Money Map Worksheet

Money Map Worksheet

A student worksheet for the Currency Quest lesson where students sort needs and wants, reflect on the function of money, and plan for saving.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Currency Quest Slides

Currency Quest Slides

A visual guide for a 40-minute PYP lesson on money, covering its function as an exchange tool and the distinction between needs and wants.

SC

Senada Cosovic

General Education Teacher
1/20
Material
Maker Coins Template Teacher Guide

Maker Coins Template Teacher Guide

Teacher resource containing printable play money (Maker Coins) and special 'Gold Trust' rewards for use throughout the economics simulations.

Lenny Avatar
Lenny
1/18
Material
Market Day Ledger

Market Day Ledger

A student document for Lesson 5 used during Market Day to track sales earnings and calculate debt repayment to close the economic cycle.

Lenny Avatar
Lenny
1/18
Material
Market Magic Slides

Market Magic Slides

Introductory slide deck for Lesson 5, participation in a 'Market Day' to sell goods and experiencing the full cycle of earning and repaying debts.

Lenny Avatar
Lenny
1/18
Material
Investment Menu Guide

Investment Menu Guide

A classroom price list and guide for Lesson 4, listing materials and tools students can 'buy' or 'borrow' as investments for their maker project.

Lenny Avatar
Lenny
1/18
Material
Business Blueprint Worksheet

Business Blueprint Worksheet

Planning sheet for students to design their 'Maker' product, list required materials, and calculate investment costs.

Lenny Avatar
Lenny
1/18
Material
Maker Money Slides

Maker Money Slides

Introductory slide deck for Lesson 4, acting as entrepreneurs to plan products and make investment decisions.

Lenny Avatar
Lenny
1/18
Material
ROI Stories Teacher Guide

ROI Stories Teacher Guide

Teacher resource for Lesson 3 containing short stories and discussion prompts to explain ROI and the difference between spending for consumption versus investment.

Lenny Avatar
Lenny
1/18
Material
Seed or Snack Sort Activity

Seed or Snack Sort Activity

A student worksheet for Lesson 3 involving a cut-and-paste sorting activity to help students distinguish between consumption (snacks) and investment (seeds).

Lenny Avatar
Lenny
1/18
Material
Seed or Snack Slides

Seed or Snack Slides

Introductory slide deck for Lesson 3, distinguishing between consumption (spending for now) and investment (spending for growth) using the metaphor of seeds versus snacks.

Lenny Avatar
Lenny
1/18
Material
Credit Journey Activity

Credit Journey Activity

A student activity sheet for Lesson 2 that explores the chronological steps of using credit and reinforces key concepts through true/false questions and a visual maze.

Lenny Avatar
Lenny
1/18
Material
Promise Notes Activity

Promise Notes Activity

A simulation worksheet for Lesson 2 where students use 'Promise Notes' (credit) to obtain classroom materials now with a commitment to pay back later.

Lenny Avatar
Lenny
1/18
Material
Promise Power Slides

Promise Power Slides

Introductory slide deck for Lesson 2, defining credit as a promise to pay later and discussing its benefits and responsibilities.

Lenny Avatar
Lenny
1/18
Material
Borrowing Scenarios Cards Teacher Guide

Borrowing Scenarios Cards Teacher Guide

Teacher resource containing discussion scenarios and prompts to help students explore the nuances of trust, honesty, and responsibility in lending/borrowing relationships.

Lenny Avatar
Lenny
1/18
Material
Trusty Borrower Worksheet

Trusty Borrower Worksheet

A student worksheet for Lesson 1 focusing on identifying borrower/lender roles and evaluating behaviors that build or break trust.

Lenny Avatar
Lenny
1/18