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Financial Literacy

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  1. Counseling & Life Skills

Financial Literacy

SequencesLessonsMaterialsVideos
SequencesLessonsMaterialsVideos

Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.

Making Financial DecisionsOpportunity costs, trade-offs, and risk assessment strategies for personal spending and investments. Equips learners to align daily financial choices with long-term economic goals.
Saving and InvestingPrinciples of compound interest, emergency funds, and asset allocation across stocks, bonds, and mutual funds. Develops practical skills for long-term wealth management and risk mitigation.
Economic ConceptsScarcity, opportunity cost, and the law of supply and demand form the basis of personal and global decision-making. Examines how inflation, market trends, and economic cycles impact individual purchasing power and financial planning.
Counseling & Life SkillsSelf-AwarenessBasic Emotion RecognitionComplex Emotion IdentificationEmotional Nuance & Mixed FeelingsBuilding Positive Self-ImageRecognizing Strengths & Growth AreasAccurate Self-AssessmentPersonal Values IdentificationCultural & Individual Identity ExplorationValues-Based Decision MakingSelf-ManagementStop-and-Think StrategiesDelaying GratificationIndependent Impulse ManagementIdentifying Stress TriggersShort-Term Goal SettingSMART Goals DevelopmentGoal Monitoring & AdjustmentBuilding Perseverance & ResilienceInternal Motivation DevelopmentComprehensive Stress Reduction PlanningSocial AwarenessRecognizing Others' FeelingsDemonstrating EmpathyRespecting Individual DifferencesUnderstanding Cultural DiversityComplex Empathetic ResponsesMultiple Viewpoint ConsiderationMulti-Perspective AnalysisChallenging Stereotypes & BiasRelationship SkillsActive ListeningClear Verbal & Nonverbal CommunicationBuilding Positive FriendshipsWorking Cooperatively in GroupsCommunicating Personal BoundariesRespecting Others' BoundariesAssertive ExpressionPeaceful Problem-SolvingContributing to Team GoalsComplex Conflict NavigationMediation & NegotiationHealthy Romantic RelationshipsResponsible Decision-MakingDaily Problem IdentificationBrainstorming Multiple SolutionsEvaluating Pros & ConsRecognizing Risks & ConsequencesApplying Ethical FrameworksInformed Risk-Benefit DecisionsRoot Cause AnalysisMindfulnessMindful BreathingBody Scan MeditationDaily Mindfulness ApplicationDaily Self-Care RoutinesBalancing Life DemandsAdvocating for Wellness NeedsMental Health SupportUnderstanding Anxiety SymptomsWorry Management StrategiesProgressive Muscle RelaxationRecognizing Depression SignsBuilding Mood-Supporting RoutinesBehavioral Activation for MoodUnderstanding Grief StagesHealthy Grief CopingCreative Expression of LossBehavioral SupportDaily Check-In ProceduresDaily Goal Setting & ReviewRecognizing Escalation Warning SignsRequesting Breaks & SupportSelf-Calming During DistressUnderstanding Positive ReinforcementToken Economy ImplementationBehavior Chart TrackingAnalyzing Behavior PatternsIdentifying Antecedents & ConsequencesDetermining Behavior FunctionFunction-Based InterventionsIndividualized Behavior ContractsData-Driven Behavior AdjustmentTherapeutic ApproachesThoughts-Feelings-Behaviors ConnectionRecognizing Thinking PatternsChallenging Negative ThoughtsPositive Self-Talk PracticeThought Record TrackingAdvanced Cognitive RestructuringComprehensive CBT PlansBehavioral Activation TechniquesBuilding Positive ExperiencesExposure Hierarchies for AnxietyPresent-Moment AwarenessNon-Judgmental ObservationSelf-Soothing & DistractionComplex Emotion LabelingReducing Emotional Vulnerability (PLEASE)DEAR MAN CommunicationGIVE Skills for RelationshipsFAST Skills for Self-RespectRadical Acceptance PracticeCrisis Survival Skills (TIPP)Understanding Trauma EffectsTrauma Responses & TriggersIdentifying Trauma FeelingsGrounding TechniquesRegulation During Trauma DistressSafe Place VisualizationProcessing Through NarrativeDeveloping Trauma StoryPersonalized Safety PlanningGroup SupportTurn-Taking & SharingGroup Conversation SkillsSharing in Supportive EnvironmentLearning from Similar ChallengesBuilding Community & BelongingNavigating Peer RelationshipsGroup Skill PracticeGroup Mental Health EducationStress & Anxiety UnderstandingCrisis Support & SafetyKnowing When to Seek HelpIdentifying Mental Health CrisesGrounding During CrisisUsing Crisis HotlinesBuilding Support NetworksAccessing Mental Health ResourcesWarning Signs & Coping StrategiesDeveloping Personal Safety PlansUnderstanding Suicide Warning SignsGatekeeper Skills for PeersDigital LiteracySocial MediaTechnology BasicsProductivity ToolsInternet and Online ResearchWeb Design and PublishingDigital CitizenshipOnline Safety and PrivacyEmerging TechnologiesFinancial LiteracyMaking Financial DecisionsBanking and AccountsConsumer SkillsSaving and InvestingCredit and DebtEmployment and IncomeTaxesInsuranceMajor PurchasesEconomic ConceptsFinancial PlanningCollege & Post-Secondary PlanningCareer ExplorationUnderstanding Post-Secondary OptionsCollege Research & SelectionAdmission RequirementsCollege Application ProcessPersonal Statement WritingFAFSA CompletionScholarship Search & ApplicationsUnderstanding Student LoansContinuing Education PlanningInterview PreparationResearching EmployersCommon Interview QuestionsSTAR Method ResponsesProfessional Interview PresenceVirtual Interview SkillsInterview Follow-UpJob Search SkillsUnderstanding Job PostingsEffective Job Search StrategiesNetworking for OpportunitiesResume Writing BasicsAction Verbs & AchievementsTailoring Resumes to JobsCover Letter WritingProfessional ReferencesProfessional CommunicationBusiness Email EtiquettePhone & Voicemail ProfessionalismMeeting ParticipationPresentation SkillsProfessional Work EthicTime Management & ProductivityTeamwork & CollaborationAdaptability & FlexibilityProblem-Solving at WorkConstructive FeedbackWorkplace RightsUnderstanding Employment LawsPay & Benefits UnderstandingWorkplace SafetyAnti-Discrimination & Harassment
Material
Resilience Ridge Learner Workbook

Resilience Ridge Learner Workbook

Learner workbook for Mission 09: Resilience Ridge. Features a "Beautiful Oops" drawing canvas, a "Data Collection" reflection area for learning from mistakes, and vocabulary definitions. Revised to emphasize failure as data and include vocabulary matching. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Resilience Ridge Facilitator Script

Resilience Ridge Facilitator Script

Facilitator script for Mission 09: Resilience Ridge. Teaches students to reframe failure as "learning data" and practice cause-and-effect thinking. Revised to emphasize the concept of failure as a learning opportunity. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Boundary Borders Learner Workbook

Boundary Borders Learner Workbook

Learner workbook for Mission 11: Boundary Borders. Condensed to a single page with explicit scenario decision-making (Strangers, Family, Friends) and vocabulary matching. Revised for contrast, handwriting space, and missing keyword integration. No pre-filled "NO!".

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and the requested parent/stranger scenarios. No "ninja" references. No telegraphing answers with colors.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Facilitator Script

Self-Control Canyon Facilitator Script

Facilitator script for Mission 02: Self-Control Canyon. Revised to remove "ninja" references, include full 60-minute duration, and add the requested social scenarios for parents and strangers. No self-referential draft notes.

Lenny Avatar
Lenny
4/25
Material
Boundary Borders Learner Workbook

Boundary Borders Learner Workbook

Learner workbook for Mission 11: Boundary Borders. Condensed to a single page with explicit scenario decision-making (Strangers, Family, Friends) and vocabulary matching. Revised for contrast, handwriting space, and missing keyword integration.

Lenny Avatar
Lenny
4/25
Material
Test Trek Facilitator Script

Test Trek Facilitator Script

Facilitator script for Mission 07: Test Trek. Revised for better spacing, full 60-minute duration, and removed "ninja" references. Includes core concepts of Self-Awareness, integrity scenarios with Mom/Dad/Friends, and Exam Stress.

Lenny Avatar
Lenny
4/25
Material
Empathy Echo Learner Workbook

Empathy Echo Learner Workbook

Learner workbook for Mission 06: Empathy Echo. Features emotion detection based on body language clues and new "Yes/No" inclusion decision scenarios. Revised to remove pre-filled answers and fill the full page.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and the requested parent/stranger scenarios. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Persistence Trail Learner Workbook

Persistence Trail Learner Workbook

Learner workbook for Mission 01: Persistence Trail. Features corrected vocabulary matching, increased font sizes for clues, and expanded writing areas for student goals. Revised to include exam stress scenarios and data-based reframing. No reference to "ninja" term.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Graduation Scroll Certificate

Pathfinder Graduation Scroll Certificate

A student-friendly completion certificate for the Pathfinders Program. Revised for clear handwriting space, darker signature lines, and centered content. Fits on a single page and includes keywords like Power of Yet, Self-Awareness, and Problem-Solving.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Parent Brochure

Pathfinder Parent Brochure

A complete 2-page parent brochure for the Life Skills Pathfinders Program. Lists all 12 missions, program philosophy, and a detailed "Boundary Cheat Sheet" with scenarios for saying no/yes to various figures. Revised for content completeness and specific scenario details.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Peak Learner Workbook

Pathfinder Peak Learner Workbook

Learner workbook for Mission 12: Pathfinder Peak. Features reflective growth prompts, a visualization drawing area, and a future-goal writing task. Revised for content completeness, handwriting space, and layout stability. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Empathy Echo Learner Workbook

Empathy Echo Learner Workbook

Learner workbook for Mission 06: Empathy Echo. Features an emotion detection activity based on body language clues, a fill-in-the-blank inclusion prompt, and vocabulary matching. Revised to remove pre-filled answers and placeholder text.

Lenny Avatar
Lenny
4/25
Material
Test Trek Learner Workbook

Test Trek Learner Workbook

Learner workbook for Mission 07: Test Trek. Revised for better text alignment, matching activity for vocabulary, and removed "ninja" references. Includes high-contrast matching and self-talk script.

Lenny Avatar
Lenny
4/25
Material
Test Trek Facilitator Script

Test Trek Facilitator Script

Facilitator script for Mission 07: Test Trek. Revised for better spacing, a full 60-minute duration, and removed "ninja" references. Includes core concepts of Self-Awareness and Exam Stress.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and a sequencing task for the "Pathfinder Pause." No references to "ninja."

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Facilitator Script

Self-Control Canyon Facilitator Script

Facilitator script for Mission 02: Self-Control Canyon. Revised to remove "ninja" references, include full 60-minute duration, and add the requested social scenarios for parents and strangers.

Lenny Avatar
Lenny
4/25
Material
Persistence Trail Learner Workbook

Persistence Trail Learner Workbook

Learner workbook for Mission 01: Persistence Trail. Features corrected vocabulary matching, increased font sizes for clues, and expanded writing areas for student goals. No reference to "ninja" term. Revised for single-page logic and student space.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Graduation Scroll Certificate

Pathfinder Graduation Scroll Certificate

A student-friendly completion certificate for the Pathfinders Program. Revised for clear handwriting space, darker signature lines, and centered content. No placeholder text in name field.

Lenny Avatar
Lenny
4/25
Material
Resilience Ridge Learner Workbook

Resilience Ridge Learner Workbook

Learner workbook for Mission 09: Resilience Ridge. Features a "Beautiful Oops" drawing canvas, a "Data Collection" reflection area for learning from mistakes, and vocabulary definitions. Revised to emphasize failure as data and include vocabulary matching. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Resilience Ridge Facilitator Script

Resilience Ridge Facilitator Script

Facilitator script for Mission 09: Resilience Ridge. Teaches students to reframe failure as "learning data" and practice cause-and-effect thinking. Revised to emphasize the concept of failure as a learning opportunity. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Boundary Borders Learner Workbook

Boundary Borders Learner Workbook

Learner workbook for Mission 11: Boundary Borders. Condensed to a single page with explicit scenario decision-making (Strangers, Family, Friends) and vocabulary matching. Revised for contrast, handwriting space, and missing keyword integration. No pre-filled "NO!".

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and the requested parent/stranger scenarios. No "ninja" references. No telegraphing answers with colors.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Facilitator Script

Self-Control Canyon Facilitator Script

Facilitator script for Mission 02: Self-Control Canyon. Revised to remove "ninja" references, include full 60-minute duration, and add the requested social scenarios for parents and strangers. No self-referential draft notes.

Lenny Avatar
Lenny
4/25
Material
Boundary Borders Learner Workbook

Boundary Borders Learner Workbook

Learner workbook for Mission 11: Boundary Borders. Condensed to a single page with explicit scenario decision-making (Strangers, Family, Friends) and vocabulary matching. Revised for contrast, handwriting space, and missing keyword integration.

Lenny Avatar
Lenny
4/25
Material
Test Trek Facilitator Script

Test Trek Facilitator Script

Facilitator script for Mission 07: Test Trek. Revised for better spacing, full 60-minute duration, and removed "ninja" references. Includes core concepts of Self-Awareness, integrity scenarios with Mom/Dad/Friends, and Exam Stress.

Lenny Avatar
Lenny
4/25
Material
Empathy Echo Learner Workbook

Empathy Echo Learner Workbook

Learner workbook for Mission 06: Empathy Echo. Features emotion detection based on body language clues and new "Yes/No" inclusion decision scenarios. Revised to remove pre-filled answers and fill the full page.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and the requested parent/stranger scenarios. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Persistence Trail Learner Workbook

Persistence Trail Learner Workbook

Learner workbook for Mission 01: Persistence Trail. Features corrected vocabulary matching, increased font sizes for clues, and expanded writing areas for student goals. Revised to include exam stress scenarios and data-based reframing. No reference to "ninja" term.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Graduation Scroll Certificate

Pathfinder Graduation Scroll Certificate

A student-friendly completion certificate for the Pathfinders Program. Revised for clear handwriting space, darker signature lines, and centered content. Fits on a single page and includes keywords like Power of Yet, Self-Awareness, and Problem-Solving.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Parent Brochure

Pathfinder Parent Brochure

A complete 2-page parent brochure for the Life Skills Pathfinders Program. Lists all 12 missions, program philosophy, and a detailed "Boundary Cheat Sheet" with scenarios for saying no/yes to various figures. Revised for content completeness and specific scenario details.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Peak Learner Workbook

Pathfinder Peak Learner Workbook

Learner workbook for Mission 12: Pathfinder Peak. Features reflective growth prompts, a visualization drawing area, and a future-goal writing task. Revised for content completeness, handwriting space, and layout stability. No "ninja" references.

Lenny Avatar
Lenny
4/25
Material
Empathy Echo Learner Workbook

Empathy Echo Learner Workbook

Learner workbook for Mission 06: Empathy Echo. Features an emotion detection activity based on body language clues, a fill-in-the-blank inclusion prompt, and vocabulary matching. Revised to remove pre-filled answers and placeholder text.

Lenny Avatar
Lenny
4/25
Material
Test Trek Learner Workbook

Test Trek Learner Workbook

Learner workbook for Mission 07: Test Trek. Revised for better text alignment, matching activity for vocabulary, and removed "ninja" references. Includes high-contrast matching and self-talk script.

Lenny Avatar
Lenny
4/25
Material
Test Trek Facilitator Script

Test Trek Facilitator Script

Facilitator script for Mission 07: Test Trek. Revised for better spacing, a full 60-minute duration, and removed "ninja" references. Includes core concepts of Self-Awareness and Exam Stress.

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Learner Workbook

Self-Control Canyon Learner Workbook

Learner workbook for Mission 02: Self-Control Canyon. Revised to include uniform styling for choices, increased writing space for creative reflection, and a sequencing task for the "Pathfinder Pause." No references to "ninja."

Lenny Avatar
Lenny
4/25
Material
Self-Control Canyon Facilitator Script

Self-Control Canyon Facilitator Script

Facilitator script for Mission 02: Self-Control Canyon. Revised to remove "ninja" references, include full 60-minute duration, and add the requested social scenarios for parents and strangers.

Lenny Avatar
Lenny
4/25
Material
Persistence Trail Learner Workbook

Persistence Trail Learner Workbook

Learner workbook for Mission 01: Persistence Trail. Features corrected vocabulary matching, increased font sizes for clues, and expanded writing areas for student goals. No reference to "ninja" term. Revised for single-page logic and student space.

Lenny Avatar
Lenny
4/25
Material
Pathfinder Graduation Scroll Certificate

Pathfinder Graduation Scroll Certificate

A student-friendly completion certificate for the Pathfinders Program. Revised for clear handwriting space, darker signature lines, and centered content. No placeholder text in name field.

Lenny Avatar
Lenny
4/25
Material
Market Math Teacher Guide

Market Math Teacher Guide

A facilitation guide for teachers to deliver the Market Math lesson, including objectives, material checklists, step-by-step instructions, and differentiation strategies.

ED

Evelyn Diaz

Special Education Teacher
5/13
Material
Market Math Slides

Market Math Slides

A visual presentation for introducing the Market Math activity, featuring grocery item prices, shopping steps, and a demonstration of the color-coded addition process.

ED

Evelyn Diaz

Special Education Teacher
5/13
Material
Market Math Answer Key

Market Math Answer Key

A teacher's answer key for the Market Math worksheet, including item prices, total calculations, and instructional notes.

ED

Evelyn Diaz

Special Education Teacher
5/13
Material
Grocery Totals Worksheet

Grocery Totals Worksheet

A budget worksheet for totaling two items using color-coded addition columns and icon-based grocery lists. Students find prices from the guide and calculate the sum.

ED

Evelyn Diaz

Special Education Teacher
5/13
Material
Market Price Guide

Market Price Guide

A visual price guide featuring grocery items with large icons, clear labels, and prominent prices for students to use as a reference during budgeting activities.

ED

Evelyn Diaz

Special Education Teacher
5/13
Material
Shampoo Showdown Worksheet

Shampoo Showdown Worksheet

A compare and contrast reading comprehension worksheet featuring two different shampoo brands. Includes improved spacing, larger handwriting areas, and clearly separated customer scenarios for easier student use.

EV

Erin Venuti

Special Education Teacher
5/7
Material
Life Skills Log Answer Key

Life Skills Log Answer Key

An answer key for the Life Skills Log Worksheet, providing clear solutions and logic for time, money, and behavioral scenarios. Optimized for single-page printing.

MG

Michelle Goode

Special Education Teacher
5/5
Material
Life Skills Log Worksheet

Life Skills Log Worksheet

A morning work document for students to practice counting mixed coins with realistic coin representations, telling time to the nearest 5 minutes on a labeled clock, and identifying safe behaviors. Features expanded work areas for handwriting and clear sequential numbering.

MG

Michelle Goode

Special Education Teacher
5/5
Material
Market Master Teacher Guide

Market Master Teacher Guide

A teacher facilitation guide for the Market Master lesson, including pacing, discussion prompts, differentiation, and common misconceptions.

BO

Brendan O’Leary

Special Education Teacher
5/5
Material
Market Master Answer Key

Market Master Answer Key

The answer key for the Market Master Worksheet, providing the correct dollar-up rounded values for all 20 questions.

BO

Brendan O’Leary

Special Education Teacher
5/5
Material
Market Master Worksheet

Market Master Worksheet

A 20-question multiple choice worksheet for practicing the dollar-up rounding method with grocery items, now optimized for 2-page printing with student work space and a clean grid layout.

BO

Brendan O’Leary

Special Education Teacher
5/5
Material
Market Master Slides

Market Master Slides

A 15-slide presentation teaching the dollar-up rounding method for grocery shopping and essential shopping tips, now featuring answer reveal slides for practice challenges.

BO

Brendan O’Leary

Special Education Teacher
5/5
Material
Galaxy Commander Guide

Galaxy Commander Guide

A comprehensive teacher's guide for 'The Grocery Galaxy'. Includes lesson phasing, differentiation tips, and an expanded answer key that provides both mathematical solutions and need/want categorization for all mission scenarios.

MT

Michael Tickman

Special Education Teacher
5/4
Material
Mission Log Worksheet

Mission Log Worksheet

A refined student mission log with 6 entry rows for complex shopping simulations. Includes structured sections for budget calculation, need vs. want categorization, and written reflection.

MT

Michael Tickman

Special Education Teacher
5/4
Material
Stellar Shop Catalog

Stellar Shop Catalog

A consolidated 2-page price catalog and mission card set for 'The Grocery Galaxy'. Featuring themed food items with costs and scenario cards with dedicated math workspaces for student calculations.

MT

Michael Tickman

Special Education Teacher
5/4
Material
Galaxy Guide Slides

Galaxy Guide Slides

An instructional slide deck for 'The Grocery Galaxy' lesson, introducing students to budgeting concepts, galactic currency, and the distinction between needs and wants within a space-themed market simulation.

MT

Michael Tickman

Special Education Teacher
5/4
Material
Basecamp Check Exit Ticket

Basecamp Check Exit Ticket

A brief exit ticket to assess student understanding after the 1:1 session. Features open-ended definition questions and a confidence self-assessment.

NC

Natalie Cheng

Counselor
4/29
Material
Trail Guide Facilitator Guide

Trail Guide Facilitator Guide

A comprehensive facilitator guide for the instructor. It includes session pacing, strategic discussion prompts, and a detailed answer key for the student worksheet.

NC

Natalie Cheng

Counselor
4/29
Material
Jungle Supply Worksheet

Jungle Supply Worksheet

A student worksheet using the jungle expedition theme. It includes a sorting activity for needs and wants, a budget scenario challenge, and a reflection prompt.

NC

Natalie Cheng

Counselor
4/29
Material
Survival Guide Slides

Survival Guide Slides

A visually engaging slide deck using a jungle expedition theme to teach the difference between financial needs and wants. Includes clear definitions, examples, and a framework for prioritization.

NC

Natalie Cheng

Counselor
4/29