A high-contrast one-page student reference sheet add-on to the 'Drive the Deal' lesson comparing local Buffalo-based car ownership options (Subaru Impreza AWD, Toyota Prius Hybrid, Chevrolet Equinox AWD) with the NFTA Metro Transit system. Includes loan and insurance cost breakdowns, a 5-year algebraic cost projection model, and a qualitative pros/cons analysis of regional commuting under local lake-effect weather conditions.