Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A comprehensive 8-lesson unit designed for working high school seniors to master the transition to financial independence, covering everything from net pay and housing to discretionary spending and emergency savings.
A hands-on introduction to financial markets and investment strategies through a four-week simulated portfolio management project.
A comprehensive year-long curriculum designed to empower students with essential life skills for independence, focusing on financial literacy, social communication, and real-world simulations.
A full-month curriculum focused on developing independence through real-world simulations, role-playing, and practical application of functional life skills.
A comprehensive curriculum covering financial literacy, economic principles, and civic systems through historical case studies, ethical dilemmas, and real-world simulations.
A comprehensive 4-part series for high school students designed to cultivate a growth mindset, master goal-setting, and build resilience for real-world life skills. Using an architectural 'blueprint' theme, students will learn to design their own mental frameworks for success.
A 6-week curriculum designed to bridge the gap between high school math and real-world financial and practical independence, covering paychecks, budgeting, credit, shopping, housing, and measurement.
A series of lessons and projects designed to transition students from job-seeking skills to workplace success and independent living, focusing on professional ethics, communication, and long-term planning.
A comprehensive series designed to prepare students for post-secondary success through essential life skills, including time management, study habits, and digital literacy.
A financial literacy series focused on essential banking skills for low-income students, covering account types, avoiding fees, and digital security.
A comprehensive financial literacy series for secondary students covering the core pillars of personal finance: saving, budgeting, and investing. Students move from basic habits to long-term wealth building through practical simulations and real-world math.
A comprehensive series of lessons designed to equip students with essential life skills for independent living, focusing on financial literacy, personal organization, and daily responsibilities.
A comprehensive budgeting project where students navigate 25 unique financial scenarios, ranging from entry-level trades to professional careers, to learn the realities of financial planning and adulting.
A comprehensive 'Game of Life' style curriculum designed for high school students with 5th-grade reading levels. It focuses on financial literacy, housing, transportation, and navigating daily life through an engaging board game format.
A comprehensive guide for first-time car buyers covering budgeting, inspection, financing, and insurance. Students will learn how to navigate the complex process of purchasing their first vehicle while avoiding common pitfalls.
A comprehensive personal finance unit designed for high school seniors preparing for life after graduation, focusing on budgeting, post-secondary costs, credit management, and long-term saving.
A comprehensive guide for high school seniors navigating the college financial aid process, from initial applications to understanding award letters.
A comprehensive unit designed to guide students through the modern job application process, focusing on strategic networking, deep company research, and high-stakes interview preparation. Students will learn to build professional connections and tailor their approach to specific company cultures and scenarios.
A unit focused on essential life skills and decision-making for students transitioning to adulthood. This sequence covers the relationship between choices and outcomes, with a specific focus on identifying and navigating natural consequences.
A comprehensive year-long curriculum for high school seniors focusing on college readiness, career planning, financial literacy, and social-emotional well-being. This sequence guides students through the complexities of post-secondary transitions with a special focus on arts-based pathways.
A comprehensive unit on planning, shopping for, and preparing a taco bar lunch for a large group. Students practice budgeting, community navigation, and culinary skills.
A comprehensive unit on financial literacy and personal economics for high school students, focusing on the distinction between survival essentials and lifestyle preferences.
A comprehensive life skills module designed for middle and high school students to develop independence in meal preparation, budgeting, and personal hygiene. Through visual guides and hands-on practice, students build the confidence needed for daily living.
A comprehensive unit on credit cards, focusing on strategic selection, fee avoidance, and the long-term impact on credit health. Students learn to navigate the complex world of credit products through analysis and comparison.
A comprehensive high school sequence focused on essential independent living skills, covering financial literacy, household management, and basic culinary independence.
This sequence empowers 12th-grade students to evaluate post-secondary program quality. Students explore accreditation systems, analyze outcome data, compare non-profit vs. for-profit models, and identify predatory marketing to make informed educational investments.
A high school English Language Arts sequence focused on the practical application of Latin and French terminology in professional, legal, and political contexts. Students explore how these terms define power, liability, and obligation through case studies, simulations, and analysis of real-world documents.
This simulation-based sequence helps students develop the financial and logistical skills necessary for independent living. Students move through a 'Real World' simulation where they must secure housing, manage a monthly budget, and plan for daily needs.
A comprehensive 12th-grade transition planning sequence focused on independent living skills. Students master the mechanics of personal finance, from interpreting pay stubs and categorizing expenses to managing bank accounts and responding to financial emergencies.
A comprehensive unit on insurance literacy, focusing on technical document analysis, legal concepts like liability and negligence, and the practical skills needed to file claims and advocate for consumer rights. Students move from reading the 'fine print' to drafting formal appeals.
This workshop-style sequence focuses on the logistical preparation required before opening the FAFSA application. Students guide their families through the process of gathering necessary tax documents and successfully creating an FSA ID, emphasizing digital security and communication.
This project-based sequence simulates the independent living experience, requiring students to apply mathematical reasoning and research skills to maximize a hypothetical budget. Students move from calculating simple unit prices to evaluating total cost of ownership, including shipping, subscriptions, and maintenance. The sequence culminates in a comprehensive comparison shopping project where students must justify a major purchase choice using quantitative data and qualitative reviews.
A comprehensive unit for 9th-grade students exploring the differences between federal and private student loans. Students learn to navigate financial aid terminology, calculate interest accrual, and evaluate the long-term impact of borrowing decisions.
A comprehensive project-based unit exploring how strategic payroll deductions like FSAs, HSAs, and retirement contributions build long-term wealth and manage risk. Students move from basic tax calculations to designing a 'Payroll Strategy Guide' for a career-ready future.
A 5-lesson unit for 9th graders exploring total compensation, including health insurance, paid time off, and retirement benefits, culminating in a comparative analysis of job offers.
A comprehensive sequence for 12th-grade students on evaluating and negotiating employment offers. Students move from basic financial literacy (calculating total compensation) to critical analysis of benefits, culminating in a professional negotiation simulation.
This sequence guides 12th-grade students through the essentials of long-term financial planning, focusing on retirement accounts, employer matching, tax strategies, and vesting schedules to maximize future wealth.
This sequence explores workplace benefits beyond salary, focusing on health insurance, retirement matching, and paid leave to help students calculate the true total compensation of a job offer.
This sequence focuses on the financial implications of banking choices and the modern tools used to manage them. Students investigate the mathematics of interest, analyze fee structures, navigate digital banking platforms, and master the skill of account reconciliation.
This 11th-grade sequence guides students through the complexities of the FAFSA, focusing on dependency status, household composition, and asset reporting. Students will use case studies to navigate diverse family structures and financial scenarios to ensure accurate aid calculations.
This sequence introduces 9th-grade students to the world of investing. It moves from individual ownership (stocks) to lending (bonds), then into diversification (mutual funds/ETFs), culminating in risk assessment and practical research skills for analyzing financial documents.
This sequence introduces 9th-grade students to the essentials of saving and liquidity. It covers emergency funds, banking products, the impact of inflation on purchasing power, SMART goal setting, and the behavioral strategy of 'paying yourself first' to build long-term financial security.
This 11th-grade financial literacy sequence guides students through the complexities of capital markets. Students progress from understanding individual stocks and bonds to analyzing pooled investments like ETFs and mutual funds, ultimately developing the technical skills to read financial prospectuses and assess market risk and volatility.
A comprehensive week-long course designed to equip high school students with essential financial literacy and insurance knowledge for adult life.
A comprehensive series designed to prepare high school seniors for the transition to independent life, focusing on financial literacy, social navigation, and professional readiness.
A comprehensive six-lesson program designed to prepare 12th-grade seniors for the transition to university, focusing on time management, financial literacy, academic independence, and mental health.
A comprehensive unit on credit card literacy, covering the types of cards, fees, rewards, and the impact of credit usage on financial health.
A comprehensive financial literacy unit designed to prepare students for the realities of living independently. This sequence covers everything from initial employment paperwork and credit management to the major life milestones of buying a car and a home.
A comprehensive sequence for 10th-grade students focusing on the financial realities of student loan repayment, the impact of debt-to-income ratios, and evaluating the long-term ROI of post-secondary education choices. Students progress from basic math to strategic advisory, culminating in a complex case study analysis.
This sequence immerses students in the mechanics of borrowing money, focusing specifically on the distinctions between federal and private lending. Students begin by understanding the fundamental concepts of principal, interest, and capitalization before diving into the specific terms of Subsidized and Unsubsidized Direct Loans.
This sequence explores the long-term financial implications of student loans, focusing on repayment plans, budgeting, and return on investment (ROI). Students transition from understanding borrowing mechanics to simulating the real-world impact of debt on lifestyle and career choices.
A comprehensive 7-week curriculum designed to prepare high school students for the college transition, covering admission strategies, financial aid, and major-to-career pathways.
An immersive simulation where students navigate the onboarding process of a new job, making critical decisions about taxes, benefits, and workplace rights to understand their impact on a final paycheck.
This unit demystifies the transition from gross salary to net take-home pay, helping students understand earnings, mandatory taxes, and deductions. Students will learn to calculate gross pay, interpret tax forms, and audit their own paystubs for accuracy.
This sequence guides 12th-grade students through the complexities of payroll earnings, deductions, and tax forms. Students act as 'Paycheck Detectives' to uncover the reasons behind the difference between gross and net income, master the W-4 form, and learn to audit financial documents for errors.
A collection of quarterly bulletin board designs for TRC, providing visual blueprints and printable components to help students navigate orientation, skill-building, and transition planning.
A specialized keyboard-only spreadsheet curriculum for 12th-grade students, focusing on assistive technology skills and workplace readiness. Students progress from basic grid navigation to complex budget management using only keyboard shortcuts.
A comprehensive workshop series that guides 12th-grade students through the FAFSA application process using a "Navigator" theme, ensuring accurate data entry and financial literacy.
A 4-week college readiness program designed specifically for first-generation students, covering college types, financial literacy, the application process, and post-acceptance steps.
A comprehensive program designed to guide students through the essentials of career exploration, professional document preparation, and the job application process.
A comprehensive 12th-grade sequence focused on evaluating and selecting assistive technology, specifically speech recognition and dictation, for post-secondary transition. Students act as technology analysts to compare solutions, assess hardware, and build a personalized advocacy plan for college and the workplace.
This sequence guides 11th-grade students through the complexities of student loans, from distinguishing loan types to calculating long-term interest and simulating repayment strategies based on career goals.
A higher-education and career-readiness sequence for 12th-grade students focused on using matrices to synthesize complex, conflicting, and multi-variable information. Students move from basic data organization to high-level comparative analysis and source evaluation.
Students analyze the financial viability of post-secondary education by calculating total costs, exploring financial aid, and projecting return on investment based on career earnings. The sequence culminates in a strategic financial plan for a chosen educational path.
This sequence explores post-secondary education options beyond the traditional four-year degree, including trade schools, apprenticeships, coding bootcamps, and certificate programs. Students learn to evaluate the legitimacy of various programs and compare different career pathways based on cost, duration, and outcomes.
A comprehensive 12th-grade unit exploring post-secondary success through non-degree pathways, including apprenticeships, technical bootcamps, and stackable credentials. Students analyze program rigor, industry demand, and cost-benefit ratios to build viable alternatives to traditional 4-year degrees.
A comprehensive guide for 12th-grade students to navigate the financial complexities of post-secondary education. Students analyze total cost of ownership, debt structures, and Return on Investment (ROI) to create a sustainable financial roadmap for their future.
A comprehensive sequence for 11th-grade students to demystify financial aid and prepare for the FAFSA application process. Students will explore aid types, establish digital identities, navigate dependency rules, interpret tax documents, and build a strategic timeline for senior year.
A 6-session Tier 2 group series for 12th-grade students to explore college and career pathways, develop application skills, and create a personalized post-graduation plan.
A comprehensive sequence for 8th-grade transition planning, focusing on the practical skills needed for independent living, including budgeting, housing, transportation, and nutrition.
Students analyze the components of an auto policy, investigate factors influencing rates for teen drivers, and practice filing mock claims using real-world case studies. The sequence concludes with a comparative project to select optimal coverage for a first car.
This sequence guides students through the post-submission phase of the FAFSA, including interpreting reports, navigating verification, making corrections, appealing for more aid, and comparing financial aid offers.
A simulation-based unit where 11th-grade students practice navigating the FAFSA form sections, focusing on data accuracy, school selection strategy, and financial document analysis to prepare for their senior year applications.
A comprehensive unit for seniors to navigate the complexities of employer-sponsored health and insurance benefits, moving from basic vocabulary to full-scale benefit selection simulations.
A comprehensive 11th-grade sequence on workplace rights and compensation, covering market research, labor laws, benefit analysis, and negotiation strategies. Students progress from baseline research to active advocacy and contract finalization.
A comprehensive 9th-grade financial literacy unit focused on insurance as a strategic tool for financial stability. Students explore budgeting for premiums, income protection, life insurance types, the ethics of fraud, and participate in a life-stage simulation to manage evolving risks.
A comprehensive 5-lesson sequence on financial literacy focusing on insurance, warranties, and healthcare coverage, using relatable contexts like smartphones and personal belongings.
A comprehensive 7th-grade financial literacy sequence focused on auto insurance. Students learn about liability, collision, and comprehensive coverage through case studies and simulations, culminating in an investigation of how individual factors influence insurance rates.
A comprehensive 11th-grade financial literacy sequence covering the mechanics of auto and property insurance. Students explore risk probability, policy components, the math of premiums and deductibles, and apply their learning in a mock claims adjuster simulation.
A comprehensive 11th-grade financial literacy unit focusing on the mathematical mechanics of compound interest, the impact of time, the erosion of inflation, and the strategic construction of financial safety nets.
This sequence introduces students to the core concepts of wealth accumulation through compound interest and the protective role of liquidity. Students will progress from mathematical modeling of growth to practical strategies for maintaining financial resilience against inflation and life's unexpected expenses.
This sequence explores the psychology behind spending, focusing on impulse control, emotional triggers, and the economic concept of opportunity cost. Students move from basic needs/wants categorization to developing a personalized mindful spending plan.
A project-based sequence for 11th-grade students focusing on practical consumer skills. Students simulate a major life purchase, moving from identifying needs to calculating the Total Cost of Ownership (TCO) and mastering negotiation tactics.
A comprehensive 10th-grade unit exploring media literacy, behavioral economics, and digital citizenship through the lens of advertising. Students move from identifying rhetorical appeals to deconstructing complex digital marketing ecosystems, culminating in a counter-advertising project.
A high-school level sequence exploring the psychological and digital mechanisms of modern advertising. Students learn to identify neuromarketing, algorithmic targeting, influencer tactics, and dark patterns to develop critical consumer autonomy.
A comprehensive workshop-style sequence where students build dynamic financial models for startups. They progress from identifying core revenue drivers to building interconnected financial statements and conducting sensitivity analysis.
