Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A comprehensive personal finance unit designed for high school seniors preparing for life after graduation, focusing on budgeting, post-secondary costs, credit management, and long-term saving.
A comprehensive 'Game of Life' style curriculum designed for high school students with 5th-grade reading levels. It focuses on financial literacy, housing, transportation, and navigating daily life through an engaging board game format.
A comprehensive year-long curriculum for high school seniors focusing on college readiness, career planning, financial literacy, and social-emotional well-being. This sequence guides students through the complexities of post-secondary transitions with a special focus on arts-based pathways.
A comprehensive unit on credit cards, focusing on strategic selection, fee avoidance, and the long-term impact on credit health. Students learn to navigate the complex world of credit products through analysis and comparison.
A collection of quarterly bulletin board designs for TRC, providing visual blueprints and printable components to help students navigate orientation, skill-building, and transition planning.
A comprehensive financial literacy unit designed to prepare students for the realities of living independently. This sequence covers everything from initial employment paperwork and credit management to the major life milestones of buying a car and a home.
A specialized keyboard-only spreadsheet curriculum for 12th-grade students, focusing on assistive technology skills and workplace readiness. Students progress from basic grid navigation to complex budget management using only keyboard shortcuts.
A comprehensive project-based unit exploring how strategic payroll deductions like FSAs, HSAs, and retirement contributions build long-term wealth and manage risk. Students move from basic tax calculations to designing a 'Payroll Strategy Guide' for a career-ready future.
This sequence focuses on the financial implications of banking choices and the modern tools used to manage them. Students investigate the mathematics of interest, analyze fee structures, navigate digital banking platforms, and master the skill of account reconciliation.
A comprehensive 12th-grade transition planning sequence focused on independent living skills. Students master the mechanics of personal finance, from interpreting pay stubs and categorizing expenses to managing bank accounts and responding to financial emergencies.
A comprehensive workshop series that guides 12th-grade students through the FAFSA application process using a "Navigator" theme, ensuring accurate data entry and financial literacy.
This sequence introduces 9th-grade students to the world of investing. It moves from individual ownership (stocks) to lending (bonds), then into diversification (mutual funds/ETFs), culminating in risk assessment and practical research skills for analyzing financial documents.
This sequence introduces 9th-grade students to the essentials of saving and liquidity. It covers emergency funds, banking products, the impact of inflation on purchasing power, SMART goal setting, and the behavioral strategy of 'paying yourself first' to build long-term financial security.
A comprehensive 11th-grade financial literacy unit focusing on the mathematical mechanics of compound interest, the impact of time, the erosion of inflation, and the strategic construction of financial safety nets.
This sequence introduces students to the core concepts of wealth accumulation through compound interest and the protective role of liquidity. Students will progress from mathematical modeling of growth to practical strategies for maintaining financial resilience against inflation and life's unexpected expenses.
This curriculum equips transition-age learners (18–22) with essential life and work skills needed for independence and community engagement, covering daily living, financial literacy, job readiness, and more.
A comprehensive unit for 12th graders on the lifeblood of startups: cash flow. Students learn to distinguish profit from cash, categorize expenses, build financial statements, manage liquidity, and survive financial crises.
A comprehensive workshop for 12th graders transitioning to financial independence, focusing on interest calculations, credit score mechanics, debt analysis, and strategic financial planning.
This sequence introduces 9th-grade students to personal banking and credit management. It covers banking institutions, simple vs. compound interest, credit scores, credit card debt, and loan acquisition strategies through case studies and simulations.
A comprehensive two-day introduction to personal banking for high school seniors, covering checking and savings accounts, specialized savings products, and common banking fees.
A comprehensive guide for first-time car buyers covering budgeting, inspection, financing, and insurance. Students will learn how to navigate the complex process of purchasing their first vehicle while avoiding common pitfalls.
A comprehensive guide for high school seniors navigating the college financial aid process, from initial applications to understanding award letters.
A comprehensive unit designed to guide students through the modern job application process, focusing on strategic networking, deep company research, and high-stakes interview preparation. Students will learn to build professional connections and tailor their approach to specific company cultures and scenarios.
A unit focused on essential life skills and decision-making for students transitioning to adulthood. This sequence covers the relationship between choices and outcomes, with a specific focus on identifying and navigating natural consequences.
A comprehensive unit on planning, shopping for, and preparing a taco bar lunch for a large group. Students practice budgeting, community navigation, and culinary skills.
A comprehensive six-lesson program designed to prepare 12th-grade seniors for the transition to university, focusing on time management, financial literacy, academic independence, and mental health.
A comprehensive unit on financial literacy and personal economics for high school students, focusing on the distinction between survival essentials and lifestyle preferences.
A comprehensive life skills module designed for middle and high school students to develop independence in meal preparation, budgeting, and personal hygiene. Through visual guides and hands-on practice, students build the confidence needed for daily living.
A comprehensive unit on credit card literacy, covering the types of cards, fees, rewards, and the impact of credit usage on financial health.
A comprehensive 6-week small group curriculum designed for female-identifying high school seniors. The program focuses on identity, boundaries, practical life skills, wellness, safety, and goal-setting to ensure a confident transition to college life.
A comprehensive guide to help students navigate the transition from high school to post-secondary life, covering career exploration, college applications, financial aid, and essential life skills.
A comprehensive high school sequence focused on essential independent living skills, covering financial literacy, household management, and basic culinary independence.
This project-based sequence prepares 12th graders for independent living by applying the PLEASE skills to future scenarios. Students identify potential disruptions to their physical and emotional health during major life transitions and develop a 'Transition Survival Guide' to maintain emotional stability.
A comprehensive 12th-grade sequence focused on evaluating and selecting assistive technology, specifically speech recognition and dictation, for post-secondary transition. Students act as technology analysts to compare solutions, assess hardware, and build a personalized advocacy plan for college and the workplace.
A comprehensive series designed to prepare high school seniors for the transition to independent life, focusing on financial literacy, social navigation, and professional readiness.
A comprehensive 7-week curriculum designed to prepare high school students for the college transition, covering admission strategies, financial aid, and major-to-career pathways.
A comprehensive sequence for 10th-grade students focusing on the financial realities of student loan repayment, the impact of debt-to-income ratios, and evaluating the long-term ROI of post-secondary education choices. Students progress from basic math to strategic advisory, culminating in a complex case study analysis.
This sequence immerses students in the mechanics of borrowing money, focusing specifically on the distinctions between federal and private lending. Students begin by understanding the fundamental concepts of principal, interest, and capitalization before diving into the specific terms of Subsidized and Unsubsidized Direct Loans.
This sequence explores the long-term financial implications of student loans, focusing on repayment plans, budgeting, and return on investment (ROI). Students transition from understanding borrowing mechanics to simulating the real-world impact of debt on lifestyle and career choices.
A comprehensive unit for 9th-grade students exploring the differences between federal and private student loans. Students learn to navigate financial aid terminology, calculate interest accrual, and evaluate the long-term impact of borrowing decisions.
This sequence guides 11th-grade students through the complexities of student loans, from distinguishing loan types to calculating long-term interest and simulating repayment strategies based on career goals.
Students analyze the financial viability of post-secondary education by calculating total costs, exploring financial aid, and projecting return on investment based on career earnings. The sequence culminates in a strategic financial plan for a chosen educational path.
A comprehensive guide for 12th-grade students to navigate the financial complexities of post-secondary education. Students analyze total cost of ownership, debt structures, and Return on Investment (ROI) to create a sustainable financial roadmap for their future.
This sequence guides students through the post-submission phase of the FAFSA, including interpreting reports, navigating verification, making corrections, appealing for more aid, and comparing financial aid offers.
A comprehensive sequence for 11th-grade students to navigate the complexities of federal financial aid, FAFSA eligibility, and the actual cost of college. Students will move from understanding aid types to calculating net prices and debunking common myths.
A comprehensive literacy sequence for 12th-grade students focusing on federal student aid, interest mechanics, legal obligations of the MPN, and strategic repayment planning to ensure responsible borrowing.
This mastery-based sequence guides 12th-grade students through the post-FAFSA submission phase, teaching them to interpret the FAFSA Submission Summary (FSS), understand the Student Aid Index (SAI), navigate verification, and compare financial aid award letters. Students develop critical financial literacy skills to determine the true net price of college and make informed enrollment decisions.
This sequence empowers 12th-grade students to evaluate post-secondary program quality. Students explore accreditation systems, analyze outcome data, compare non-profit vs. for-profit models, and identify predatory marketing to make informed educational investments.
A high school English Language Arts sequence focused on the practical application of Latin and French terminology in professional, legal, and political contexts. Students explore how these terms define power, liability, and obligation through case studies, simulations, and analysis of real-world documents.
This simulation-based sequence helps students develop the financial and logistical skills necessary for independent living. Students move through a 'Real World' simulation where they must secure housing, manage a monthly budget, and plan for daily needs.
A comprehensive unit on insurance literacy, focusing on technical document analysis, legal concepts like liability and negligence, and the practical skills needed to file claims and advocate for consumer rights. Students move from reading the 'fine print' to drafting formal appeals.
This workshop-style sequence focuses on the logistical preparation required before opening the FAFSA application. Students guide their families through the process of gathering necessary tax documents and successfully creating an FSA ID, emphasizing digital security and communication.
This project-based sequence simulates the independent living experience, requiring students to apply mathematical reasoning and research skills to maximize a hypothetical budget. Students move from calculating simple unit prices to evaluating total cost of ownership, including shipping, subscriptions, and maintenance. The sequence culminates in a comprehensive comparison shopping project where students must justify a major purchase choice using quantitative data and qualitative reviews.
This sequence explores the psychology behind spending, focusing on impulse control, emotional triggers, and the economic concept of opportunity cost. Students move from basic needs/wants categorization to developing a personalized mindful spending plan.
A comprehensive unit on consumer rights, warranties, and the art of professional dispute resolution. Students learn to navigate the legal and ethical framework of the marketplace through case studies, role-plays, and writing workshops.
This sequence equips 11th-grade students with the skepticism and technical knowledge to identify scams and financial fraud. Students move from recognizing general red flags to analyzing specific schemes targeting young adults, culminating in a gamified fraud investigation simulation.
A comprehensive unit for 11th-grade students on consumer rights, legal protections, and advocacy. Students explore the Consumer Bill of Rights, dissect warranties, navigate government regulatory agencies, and master the art of filing formal complaints and legal remedies.
A project-based sequence for 11th-grade students focusing on practical consumer skills. Students simulate a major life purchase, moving from identifying needs to calculating the Total Cost of Ownership (TCO) and mastering negotiation tactics.
This sequence empowers 10th-grade students with legal knowledge regarding their rights as consumers. It covers consumer legislation, contract analysis, professional dispute resolution, government protection agencies, and the impact of collective consumer action.
A higher-education and career-readiness sequence for 12th-grade students focused on using matrices to synthesize complex, conflicting, and multi-variable information. Students move from basic data organization to high-level comparative analysis and source evaluation.
This sequence explores post-secondary education options beyond the traditional four-year degree, including trade schools, apprenticeships, coding bootcamps, and certificate programs. Students learn to evaluate the legitimacy of various programs and compare different career pathways based on cost, duration, and outcomes.
A comprehensive 12th-grade unit exploring post-secondary success through non-degree pathways, including apprenticeships, technical bootcamps, and stackable credentials. Students analyze program rigor, industry demand, and cost-benefit ratios to build viable alternatives to traditional 4-year degrees.
A comprehensive sequence for 11th-grade students to demystify financial aid and prepare for the FAFSA application process. Students will explore aid types, establish digital identities, navigate dependency rules, interpret tax documents, and build a strategic timeline for senior year.
A 6-session Tier 2 group series for 12th-grade students to explore college and career pathways, develop application skills, and create a personalized post-graduation plan.
A comprehensive sequence for 8th-grade transition planning, focusing on the practical skills needed for independent living, including budgeting, housing, transportation, and nutrition.
Students analyze the components of an auto policy, investigate factors influencing rates for teen drivers, and practice filing mock claims using real-world case studies. The sequence concludes with a comparative project to select optimal coverage for a first car.
A simulation-based unit where 11th-grade students practice navigating the FAFSA form sections, focusing on data accuracy, school selection strategy, and financial document analysis to prepare for their senior year applications.
An immersive simulation where students navigate the onboarding process of a new job, making critical decisions about taxes, benefits, and workplace rights to understand their impact on a final paycheck.
A 5-lesson unit for 9th graders exploring total compensation, including health insurance, paid time off, and retirement benefits, culminating in a comparative analysis of job offers.
A comprehensive sequence for 12th-grade students on evaluating and negotiating employment offers. Students move from basic financial literacy (calculating total compensation) to critical analysis of benefits, culminating in a professional negotiation simulation.
A comprehensive unit for seniors to navigate the complexities of employer-sponsored health and insurance benefits, moving from basic vocabulary to full-scale benefit selection simulations.
A comprehensive 11th-grade sequence on workplace rights and compensation, covering market research, labor laws, benefit analysis, and negotiation strategies. Students progress from baseline research to active advocacy and contract finalization.
This sequence explores workplace benefits beyond salary, focusing on health insurance, retirement matching, and paid leave to help students calculate the true total compensation of a job offer.
A comprehensive 9th-grade financial literacy unit focused on insurance as a strategic tool for financial stability. Students explore budgeting for premiums, income protection, life insurance types, the ethics of fraud, and participate in a life-stage simulation to manage evolving risks.
A comprehensive 5-lesson sequence on financial literacy focusing on insurance, warranties, and healthcare coverage, using relatable contexts like smartphones and personal belongings.
A comprehensive 7th-grade financial literacy sequence focused on auto insurance. Students learn about liability, collision, and comprehensive coverage through case studies and simulations, culminating in an investigation of how individual factors influence insurance rates.
A gamified introduction to insurance, focusing on risk assessment, shared risk pools, and the trade-offs between premiums and deductibles. Students use simulations to understand how insurance provides a financial safety net.
This project-based sequence simulates the process of selecting health and property insurance as a young adult living independently. Students explore HMO vs. PPO networks, medical math (deductibles, copays), and the necessity of renters insurance, culminating in a comprehensive 'safety net' portfolio for a fictional character.
An immersive financial literacy sequence for 12th graders focusing on insurance. Students navigate a 'year of independence' simulation, making critical decisions about auto, health, and property coverage while balancing budgets and responding to randomized 'life happens' events.
A comprehensive 11th-grade financial literacy sequence covering the mechanics of auto and property insurance. Students explore risk probability, policy components, the math of premiums and deductibles, and apply their learning in a mock claims adjuster simulation.
A comprehensive 12th-grade sequence on financial literacy and consumer skills. Students progress from calculating Total Cost of Ownership to analyzing contracts, identifying fraud, and asserting their legal rights as consumers.
This sequence guides 12th-grade students through the essentials of long-term financial planning, focusing on retirement accounts, employer matching, tax strategies, and vesting schedules to maximize future wealth.
This 11th-grade financial literacy sequence guides students through the complexities of capital markets. Students progress from understanding individual stocks and bonds to analyzing pooled investments like ETFs and mutual funds, ultimately developing the technical skills to read financial prospectuses and assess market risk and volatility.
A comprehensive 10th-grade unit exploring media literacy, behavioral economics, and digital citizenship through the lens of advertising. Students move from identifying rhetorical appeals to deconstructing complex digital marketing ecosystems, culminating in a counter-advertising project.
A high-school level sequence exploring the psychological and digital mechanisms of modern advertising. Students learn to identify neuromarketing, algorithmic targeting, influencer tactics, and dark patterns to develop critical consumer autonomy.
A comprehensive workshop-style sequence where students build dynamic financial models for startups. They progress from identifying core revenue drivers to building interconnected financial statements and conducting sensitivity analysis.
An advanced finance sequence for 12th graders exploring equity distribution, cap tables, startup valuation, and the mechanics of venture capital fundraising. Students will learn to navigate the complexities of ownership and dilution through simulations and mathematical analysis.
This unit demystifies the transition from gross salary to net take-home pay, helping students understand earnings, mandatory taxes, and deductions. Students will learn to calculate gross pay, interpret tax forms, and audit their own paystubs for accuracy.
This sequence guides 12th-grade students through the complexities of payroll earnings, deductions, and tax forms. Students act as 'Paycheck Detectives' to uncover the reasons behind the difference between gross and net income, master the W-4 form, and learn to audit financial documents for errors.
A comprehensive sequence for 11th-grade students exploring the mechanics of payroll, including gross vs. net income, tax withholdings, FICA contributions, and W-4 completion. Students develop the financial literacy skills needed to audit their own paystubs and understand the gap between earnings and take-home pay.
This sequence immerses 10th-grade students in the mechanics of workplace compensation, tracking the journey from gross salary to take-home pay. Students master tax form completion, calculate mandatory and voluntary deductions, and learn to audit paystubs for accuracy, equipping them with essential technical financial literacy for their future careers.
A comprehensive guide for 9th-grade students to master the basics of tax filing. Students progress from identifying key tax documents to completing a full 1040 simulation, understanding deductions, and learning filing logistics.
This sequence introduces 9th-grade students to the tax implications of the gig economy. It covers the differences between W-2 and 1099 work, the self-employment tax rate, expense tracking, and quarterly estimated payments, culminating in a tax strategy project.
This sequence introduces 9th-grade students to the mechanics of payroll taxes, the distinction between gross and net income, and the practical skills needed to navigate employment documentation like pay stubs and W-4 forms. Students will learn to calculate withholdings, decode tax acronyms, and audit paychecks for accuracy.
This sequence guides 7th-grade students through the practical aspects of tax filing, from understanding W-2s and timelines to completing a simplified mock tax return. Students will develop financial literacy skills by decoding IRS forms and understanding the mechanics of taxable income and deductions.
This 11th-grade sequence guides students through the complexities of the FAFSA, focusing on dependency status, household composition, and asset reporting. Students will use case studies to navigate diverse family structures and financial scenarios to ensure accurate aid calculations.
A comprehensive financial literacy sequence for 10th graders focused on asset allocation, risk management, and long-term investment planning. Students progress from understanding personal risk to designing complex portfolios and tax-advantaged strategies.
This sequence explores the relationship between company ownership (equity) and financing. Students learn the mechanics of cap tables, valuation math, and negotiation strategies, preparing them to navigate the trade-offs between control and growth in a startup environment.
A comprehensive high school economics sequence that uses a gamified, simulation-based approach to teach the fundamentals of investing, market mechanics, and long-term wealth management. Students transition from understanding basic asset classes to building diversified portfolios and managing the psychological aspects of trading.
