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Financial Literacy

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  1. Counseling & Life Skills

Financial Literacy

SequencesLessonsMaterialsVideos
SequencesLessonsMaterialsVideos

Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.

Counseling & Life SkillsSelf-AwarenessBasic Emotion RecognitionComplex Emotion IdentificationEmotional Nuance & Mixed FeelingsBuilding Positive Self-ImageRecognizing Strengths & Growth AreasAccurate Self-AssessmentPersonal Values IdentificationCultural & Individual Identity ExplorationValues-Based Decision MakingSelf-ManagementStop-and-Think StrategiesDelaying GratificationIndependent Impulse ManagementIdentifying Stress TriggersShort-Term Goal SettingSMART Goals DevelopmentGoal Monitoring & AdjustmentBuilding Perseverance & ResilienceInternal Motivation DevelopmentComprehensive Stress Reduction PlanningSocial AwarenessRecognizing Others' FeelingsDemonstrating EmpathyRespecting Individual DifferencesUnderstanding Cultural DiversityComplex Empathetic ResponsesMultiple Viewpoint ConsiderationMulti-Perspective AnalysisChallenging Stereotypes & BiasRelationship SkillsActive ListeningClear Verbal & Nonverbal CommunicationBuilding Positive FriendshipsWorking Cooperatively in GroupsCommunicating Personal BoundariesRespecting Others' BoundariesAssertive ExpressionPeaceful Problem-SolvingContributing to Team GoalsComplex Conflict NavigationMediation & NegotiationHealthy Romantic RelationshipsResponsible Decision-MakingDaily Problem IdentificationBrainstorming Multiple SolutionsEvaluating Pros & ConsRecognizing Risks & ConsequencesApplying Ethical FrameworksInformed Risk-Benefit DecisionsRoot Cause AnalysisMindfulnessMindful BreathingBody Scan MeditationDaily Mindfulness ApplicationDaily Self-Care RoutinesBalancing Life DemandsAdvocating for Wellness NeedsMental Health SupportUnderstanding Anxiety SymptomsWorry Management StrategiesProgressive Muscle RelaxationRecognizing Depression SignsBuilding Mood-Supporting RoutinesBehavioral Activation for MoodUnderstanding Grief StagesHealthy Grief CopingCreative Expression of LossBehavioral SupportDaily Check-In ProceduresDaily Goal Setting & ReviewRecognizing Escalation Warning SignsRequesting Breaks & SupportSelf-Calming During DistressUnderstanding Positive ReinforcementToken Economy ImplementationBehavior Chart TrackingAnalyzing Behavior PatternsIdentifying Antecedents & ConsequencesDetermining Behavior FunctionFunction-Based InterventionsIndividualized Behavior ContractsData-Driven Behavior AdjustmentTherapeutic ApproachesThoughts-Feelings-Behaviors ConnectionRecognizing Thinking PatternsChallenging Negative ThoughtsPositive Self-Talk PracticeThought Record TrackingAdvanced Cognitive RestructuringComprehensive CBT PlansBehavioral Activation TechniquesBuilding Positive ExperiencesExposure Hierarchies for AnxietyPresent-Moment AwarenessNon-Judgmental ObservationSelf-Soothing & DistractionComplex Emotion LabelingReducing Emotional Vulnerability (PLEASE)DEAR MAN CommunicationGIVE Skills for RelationshipsFAST Skills for Self-RespectRadical Acceptance PracticeCrisis Survival Skills (TIPP)Understanding Trauma EffectsTrauma Responses & TriggersIdentifying Trauma FeelingsGrounding TechniquesRegulation During Trauma DistressSafe Place VisualizationProcessing Through NarrativeDeveloping Trauma StoryPersonalized Safety PlanningGroup SupportTurn-Taking & SharingGroup Conversation SkillsSharing in Supportive EnvironmentLearning from Similar ChallengesBuilding Community & BelongingNavigating Peer RelationshipsGroup Skill PracticeGroup Mental Health EducationStress & Anxiety UnderstandingCrisis Support & SafetyKnowing When to Seek HelpIdentifying Mental Health CrisesGrounding During CrisisUsing Crisis HotlinesBuilding Support NetworksAccessing Mental Health ResourcesWarning Signs & Coping StrategiesDeveloping Personal Safety PlansUnderstanding Suicide Warning SignsGatekeeper Skills for PeersDigital LiteracySocial MediaTechnology BasicsProductivity ToolsInternet and Online ResearchWeb Design and PublishingDigital CitizenshipOnline Safety and PrivacyEmerging TechnologiesFinancial LiteracyMaking Financial DecisionsBanking and AccountsConsumer SkillsSaving and InvestingCredit and DebtEmployment and IncomeTaxesInsuranceMajor PurchasesEconomic ConceptsFinancial PlanningCollege & Post-Secondary PlanningCareer ExplorationUnderstanding Post-Secondary OptionsCollege Research & SelectionAdmission RequirementsCollege Application ProcessPersonal Statement WritingFAFSA CompletionScholarship Search & ApplicationsUnderstanding Student LoansContinuing Education PlanningInterview PreparationResearching EmployersCommon Interview QuestionsSTAR Method ResponsesProfessional Interview PresenceVirtual Interview SkillsInterview Follow-UpJob Search SkillsUnderstanding Job PostingsEffective Job Search StrategiesNetworking for OpportunitiesResume Writing BasicsAction Verbs & AchievementsTailoring Resumes to JobsCover Letter WritingProfessional ReferencesProfessional CommunicationBusiness Email EtiquettePhone & Voicemail ProfessionalismMeeting ParticipationPresentation SkillsProfessional Work EthicTime Management & ProductivityTeamwork & CollaborationAdaptability & FlexibilityProblem-Solving at WorkConstructive FeedbackWorkplace RightsUnderstanding Employment LawsPay & Benefits UnderstandingWorkplace SafetyAnti-Discrimination & Harassment
Making Financial DecisionsOpportunity costs, trade-offs, and risk assessment strategies for personal spending and investments. Equips learners to align daily financial choices with long-term economic goals.
Economic ConceptsScarcity, opportunity cost, and the law of supply and demand form the basis of personal and global decision-making. Examines how inflation, market trends, and economic cycles impact individual purchasing power and financial planning.
Lesson
Calculator Cashiers Slides
Price Tag Power Worksheet
Price Tag Power Answer Key
Price Tag Power Teacher Guide
Cash Counter Worksheet
Supermarket Sweep Worksheet
Grocery Store Flyer Swatch
Shopping Task Cards
Shopping Trip Activity

Price Tag Power

Students learn to use a calculator to add up the prices of grocery items, following a visual step-by-step guide to ensure accuracy in a real-world shopping scenario.

B

bgolladay

Special Education Teacher
4/1
Lesson
Market Price List Reference
Market Day Worksheet
Grocery Boss Quiz
Market Math Answer Key Guide

Market Math

A hands-on introduction to basic budgeting and grocery shopping. Students practice identifying prices, comparing costs, and making simple purchasing decisions using dollars and cents with high visual support.

ED

Evelyn Diaz

Special Education Teacher
3/25
Lesson
Coin or Toy Cutout Worksheet
Spend or Play Coloring Worksheet
Money Detective Worksheet
Treasure Map Match Worksheet
Money Inspector Checklist Worksheet
Quality Control Check Worksheet

Pocket Treasures

A series of foundational worksheets designed to help early learners distinguish between currency (money) and non-monetary items like toys and stickers. Through sorting, coloring, and identifying, students build an understanding of what constitutes a medium of exchange.

TL

Tanya Larson

Other
3/24
Lesson
Order Up Slides
Snack Scout Journal Worksheet
Takeout Trainer Guide
Takeout Talk Cards

Takeout Trekkers

A practical lesson focused on the real-world social skills of ordering food, communicating with workers, and navigating a public restaurant space with confidence.

OK

Olivia Knight

Special Education Teacher
3/10
Lesson
Market Magic Slides
Shopping Scavenger Lists
Market Money Tokens
Market Merchant Cards
Market Money Bills
Market Masters Teacher Guide

Market Masters

An interactive role-playing lesson where students practice food vocabulary and social skills by simulating a grocery shopping experience. Students take on roles as shopkeepers and customers to use target language in a functional context.

T

tgivens

Other
3/9
Lesson
Grocery Goods Sheet
Shopping Trip Organizer
Kinder Mart Intro Slides
Grocery Basket Page Realistic Final
Grocery Goods Sheet No Heading

Kinder Mart Shopping

A hands-on activity where kindergarteners practice social skills and basic math by 'shopping' for food items. students will cut out colorful food cards to use in a classroom grocery store simulation.

T

tgivens

Other
3/6
Lesson
Cash Flow Slides
Money Master Worksheet
Money Mastery Guide
Money Master Answer Key

Money Mastery Basics

A functional life skills lesson focused on identifying currency, making simple change, and basic budgeting for independent living.

Lenny Avatar
Lenny
3/3
Lesson
Heart and Hand Slides
Heart and Hand Sorting Worksheet
Heart and Hand Teacher Guide

Heart and Hand

A primary-level lesson exploring the differences between essential needs, personal wants, and future hopes, including how we feel when needs aren't met.

KB

Kelly Brown

Special Education Teacher
2/24
Lesson
Spending Savings Slides
Super Saver Reflection Worksheet

Spending Our Savings

The class achieves their savings goal and 'spends' it on the agreed reward. A reflection circle helps students connect the effort of waiting with the joy of the final reward.

Lenny Avatar
Lenny
1/18
Lesson
Tracking Savings Slides
Acorn Bank Tracker Worksheet

Tracking Our Savings

Students use a sticker chart or token system to 'save' toward a class party or reward. They practice adding to the total each day, visualizing accumulation.

Lenny Avatar
Lenny
1/18
Lesson
Market List Worksheet
Classroom Market Items

My Shopping List

Students draw a simple shopping list that includes three needs and one want. They role-play a shopping trip where they must find the needs first before picking the want.

Lenny Avatar
Lenny
1/18
Lesson
Choice Collage Worksheet

Collage of Choices

Students cut pictures from magazines to create a 'Needs vs. Wants' T-chart collage. They present one item from each side to a partner, explaining their classification.

Lenny Avatar
Lenny
1/18
Lesson
Barnaby Bear Slides
Bear Reflection Worksheet

Storybook Choices

The class reads a story where a character spends all their money on wants and lacks a need. Students discuss the character's feelings and suggest better choices the character could have made.

Lenny Avatar
Lenny
1/18
Lesson
Priority Game Slides
Backpack Challenge Worksheet

The Priority Game

Learners are given a limited number of 'votes' to select items from a mixed group of needs and wants. They must work together to ensure the needs are selected first before using votes on wants.

Lenny Avatar
Lenny
1/18
Lesson
Choice Champion Circle Prep Sheet
Choice Champion Circle Slides

Choice Champion Circle

Students present their 'best buy' to the class, practicing the skill of justifying a financial decision.

Lenny Avatar
Lenny
1/18
Lesson
Smart Shopper Mission Cards
Smart Shopper Decision Log
Smart Shopper Challenge Slides

Mission Smart Shopper

Pairs of students apply their comparison skills to solve real-world snack-buying scenarios within a budget.

Lenny Avatar
Lenny
1/18
Lesson
Strength Squad Lab Sheet
Quality Checkers Teacher Guide
Quality Checker Slides

Strength Squad Lab

Students test the durability of different materials to understand that 'value' often comes from how long an item lasts.

Lenny Avatar
Lenny
1/18
Lesson
Price Tag Trail Slides
Token Matching Activity

The Price Tag Trail

Introduction to price tags and the concept of cost, helping students understand that similar items can have different price points.

Lenny Avatar
Lenny
1/18
Lesson
Attribute Detective Slides
Attribute Comparison Worksheet

Attribute Detectives

Students examine pairs of similar items to identify differences in size, color, and function, building the vocabulary needed for comparison.

Lenny Avatar
Lenny
1/18
Lesson
Coin or Toy Cutout Worksheet
Spend or Play Coloring Worksheet
Money Detective Worksheet
Treasure Map Match Worksheet
Money Inspector Checklist Worksheet
Quality Control Check Worksheet

Pocket Treasures

A series of foundational worksheets designed to help early learners distinguish between currency (money) and non-monetary items like toys and stickers. Through sorting, coloring, and identifying, students build an understanding of what constitutes a medium of exchange.

TL

Tanya Larson

Other
3/24
Lesson
Heart and Hand Slides
Heart and Hand Sorting Worksheet
Heart and Hand Teacher Guide

Heart and Hand

A primary-level lesson exploring the differences between essential needs, personal wants, and future hopes, including how we feel when needs aren't met.

KB

Kelly Brown

Special Education Teacher
2/24
Lesson
Market List Worksheet
Classroom Market Items

My Shopping List

Students draw a simple shopping list that includes three needs and one want. They role-play a shopping trip where they must find the needs first before picking the want.

Lenny Avatar
Lenny
1/18
Lesson
Choice Collage Worksheet

Collage of Choices

Students cut pictures from magazines to create a 'Needs vs. Wants' T-chart collage. They present one item from each side to a partner, explaining their classification.

Lenny Avatar
Lenny
1/18
Lesson
Barnaby Bear Slides
Bear Reflection Worksheet

Storybook Choices

The class reads a story where a character spends all their money on wants and lacks a need. Students discuss the character's feelings and suggest better choices the character could have made.

Lenny Avatar
Lenny
1/18
Lesson
Priority Game Slides
Backpack Challenge Worksheet

The Priority Game

Learners are given a limited number of 'votes' to select items from a mixed group of needs and wants. They must work together to ensure the needs are selected first before using votes on wants.

Lenny Avatar
Lenny
1/18
Lesson
Market Day Slides

Big Market Decisions

A culminating market simulation where students make final purchasing decisions and verbalize their trade-offs.

Lenny Avatar
Lenny
1/18
Lesson
Dream Room Budget Sheet

Bean Budget Builders

Students use beans as currency to practice staying within a fixed budget for a pretend room.

Lenny Avatar
Lenny
1/18
Lesson
Station Choice Journal

Picking Your Path

In small centers, students experience the 'cost' of their time by choosing one activity over another.

Lenny Avatar
Lenny
1/18
Lesson
Choice Game Slides

The Great Choice Game

Students play a physical game to understand that choosing one thing means giving up another.

Lenny Avatar
Lenny
1/18
Lesson
Limited Resources Slides
Sticker Shop Choice Sheet
Smart Choices Teacher Guide

Not Enough for Everything

Students explore the idea that money runs out and we cannot buy everything available using a sticker simulation.

Lenny Avatar
Lenny
1/18
Lesson
Basics Slides
Basics Sorting Cards
Basics Teacher Guide

Needs and Wants Basics

Students participate in a sorting game to categorize familiar items as 'needs' (things to live) or 'wants' (things for fun).

Lenny Avatar
Lenny
1/18
Lesson
Class Store Intro Slides
Market Receipts

The Class Store Simulation

A culminating activity where the classroom becomes a store, allowing students to practice transactions as shoppers and cashiers.

Lenny Avatar
Lenny
1/18
Lesson
Price Tag Patrol Slides
Printable Price Tags
Price Patrol Worksheet

Reading Price Tags

Students practice reading price tags and identifying if they have enough play money to purchase simple items.

Lenny Avatar
Lenny
1/18
Lesson
Earning and Saving Slides
Class Cash Tokens
My Savings Goal Worksheet

Earning and Saving

Introduction of a token economy where students earn 'class cash' and learn about the choice between spending and saving.

Lenny Avatar
Lenny
1/18
Lesson
Goods and Services Slides
Community Helper Roleplay Cards
Goods and Services Sorting Worksheet

Goods and Services

Students learn the difference between paying for a tangible item (good) and paying someone to do something (service) through role-play.

Lenny Avatar
Lenny
1/18