Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A 90-minute workshop on financial survival where students navigate a 'Life Happens' group simulation to understand income, taxes, and unexpected costs.
A high-level financial literacy lesson for advanced high school students, focusing on the mechanics of wealth building, credit architecture, and strategic debt management through the lens of long-term financial engineering.
A comprehensive lesson on retirement planning, compound interest, and long-term budgeting for students to understand the importance of early financial preparation.
A core simulation lesson where students manage a $10,000 portfolio over four weeks, reacting to market news and tracking their gains or losses.
Master the transition from student to professional. This lesson covers workplace etiquette and the application process through engaging puzzles and reflective self-assessments.
An interactive board game experience covering essential life skills including financial literacy, time management, communication, and career readiness.
Building essential job-seeking skills, including application completion, interview preparation, and understanding job roles.
Planning social gatherings, managing invitations, and practicing etiquette for holiday and community events.
The capstone unit of the program, where students apply all learned skills in complex, multi-step simulations of independent adult life.
Navigating healthcare settings, identifying body parts and symptoms, and practicing social scripts for making and attending medical appointments.
Building professional habits, understanding workplace social cues, and practicing teamwork in a job setting.
Essential skills for maintaining a household, including chores, laundry, and daily organization.
Practical application of money skills through budgeting, price comparison, and navigating a shopping environment.
Empowering students to speak up for their needs, understand their rights, and communicate effectively in various personal and community situations.
Navigating the community using public transportation, reading schedules, and practicing safety and social etiquette while traveling.
Essential knowledge for identifying hazards, handling tools safely, and maintaining a hygienic cooking environment through visual checklists and simulations.
Building essential social cues, conversational scripts, and self-advocacy skills for various community and professional settings.
A deep dive into identifying currency, understanding value, and managing basic transactions through visual supports and hands-on practice.
Essential templates, tracking sheets, and the overall framework for the Life Skills program to ensure consistent daily structure and progress monitoring.
Uncover the metrics of national wealth through the history of hyperinflation, the ethics of economic growth, and simulations of central bank management.
A comprehensive multi-day project where students research, compare, and budget for their first vehicle, focusing on total cost of ownership and financial planning.
Analyzing how location affects the value of money by comparing cost-of-living data between Denver, Colorado, and Los Angeles, California.
Navigating the administrative side of employment, including benefit comparisons and the essential tax forms required for new hires.
Understanding the fundamentals of how income is earned, how paychecks are calculated, and the specific math behind a $15.16 hourly wage.
A comprehensive transition-to-adulthood curriculum covering financial literacy, career planning, health navigation, and civic engagement. Students build a personal 'mission log' portfolio to prepare for independent life.
A comprehensive guide to understanding paychecks, including gross vs. net pay, tax deductions, and the anatomy of a pay stub. Students will learn how to read their earnings statements and manage their direct deposit information.
A comprehensive life skills lesson focused on the financial realities of purchasing a vehicle, covering loans, interest, hidden costs, and budgeting for total ownership.
A practical lesson on navigating the complexities of car loans, focusing on interest rates, loan terms, and total cost of ownership. Students will learn to distinguish between monthly payments and the long-term cost of financing a vehicle.
Master the dynamics of market forces through the history of the Tulip Mania, the ethics of ticket scalping, and simulations of price elasticity and equilibrium.
Explore the foundational pillars of economics through the history of the Dust Bowl, the ethics of organ markets, and simulations of scarcity and marginal utility.
Master the mechanics of life's largest financial commitments through the history of the 30-year mortgage, the ethics of urban gentrification, and complex simulations of home ownership.
Uncover the mechanisms of risk management through the history of the Great Fire of London, the ethics of pre-existing conditions, and complex simulations of health and auto insurance.
Master the battlefield of the modern marketplace through the history of consumer protection, the ethics of planned obsolescence, and simulations of contract negotiation.
Uncover the mechanics of modern banking through historical currency crises, the ethics of fee structures, and simulations of liquidity management.
Analyze the mechanics of financial choice through historical market crashes, the ethics of credit, and complex simulations of high-stakes adult purchases.
Master the art of information gathering and source verification in the digital age through historical misinformation cases and modern research simulations.
Protecting personal assets with auto and home insurance, and applying all skills to real-world scenarios.
Understanding health, life, and disability insurance basics to protect physical and financial well-being.
A 50-minute lesson designed for teens to master the art of scaling recipes and making smart ingredient substitutions using microwave-friendly and pantry staple ingredients.
A functional math lesson where high school students navigate grocery budgeting, unit price comparison, and discount calculations to build independent living skills.
A comprehensive set of tools for planning and executing a multi-destination community trip, focusing on life skills, budgeting, and social expectations.
A comprehensive lesson for high schoolers to navigate the transition to independent living, focusing on budgeting, grocery shopping, and time management through a realistic simulation.
A focused lesson on budgeting, comparison shopping, and social compromise using a real-world scenario of a $20 trip to Boston's Chinatown. Designed specifically for high school students in a social cognition group to practice executive functioning and social decision-making.
A comprehensive lesson on navigating public transportation, focusing on functional literacy, schedule reading, and safety protocols for high school students gaining independence.
A 50-minute instructional session for students in temporary housing, focusing on safe food storage and creative leftover use through visual guides and sequence flowcharts.
A comprehensive lesson on restaurant etiquette covering menu reading, ordering, manners, volume control, tipping, and conflict resolution.
A functional skills lesson focused on navigating a restaurant experience on a budget, covering menu reading, budget planning, social etiquette, and group check splitting.
A high-engagement, sub-friendly lesson where AVID students research, budget, and plan a 3-day dream vacation while applying WICOR strategies and financial literacy skills.
A practical guide for teens to navigate grocery stores efficiently, focusing on unit pricing, store layout, and balancing convenience with cost for both no-cook and kitchen-based meals.
A 30-minute professional development session for educators focused on the vertical alignment of the Individual Career and Academic Plan (ICAP) across grades 9-12, featuring My Colorado Journey integration.
A collection of visual checklists and organizers to help high school students navigate the complex transition to post-secondary life, covering college, trade schools, military, and the workforce.
A 2-hour workshop designed for high schoolers to explore entry-level, part-time jobs as a strategic stepping stone toward personal success and independence. Students will redefine success, identify accessible roles that match their interests, and reflect on their long-term goals.
A comprehensive introduction to the essential forms every new employee must complete, covering the I-9, W-4, and direct deposit authorization. Students will learn the purpose of each form and how to accurately provide their information to ensure legal compliance and correct pay.
A fast-paced, 60-minute exploration of high-earning graphic design career paths, focusing on digital media, branding, and game design. Students research salary data and visual trends to create a professional industry profile slide.
A comprehensive lesson for transition-age students to master reading daily, weekly, and monthly work schedules through realistic workplace scenarios.
A comprehensive lesson exploring the differences, benefits, and drawbacks of technical schools and apprenticeships to help students navigate post-secondary options.
A comprehensive suite of academic planning tools designed for high school students to map out their graduation requirements and future career paths with their school counselor.
Outlines the steps to take after receiving acceptance letters, including deposits, orientation, and housing, concluding with a reflection journal.
Guides students through the application timeline, components of a college application, and the admissions review process.
Focuses on financial literacy, including FAFSA/ORSAA, scholarship hunting, and decoding financial aid award letters.
Covers the different types of colleges (2-year vs. 4-year, public vs. private), debunks common academic myths, and sets expectations for the college experience.
Foundational materials for the Life Skills Launchpad, including binder covers, dividers, and sequence-wide tracking systems.
A practical guide for students to master the logistics of social outings, covering budgeting, transit coordination, and social etiquette to build post-graduation independence.
A collection of high-interest, multi-disciplinary logic and math challenges themed around forensic investigation, trade skills, and historical mysteries. Designed for high-school level adult learners to practice critical thinking and practical math application.
A project-based lesson where students develop a lean business model for a new venture, culminating in a 10-slide pitch deck and evaluated by a professional rubric.
Students analyze common scholarship application components and begin creating a 'brag sheet' of their high school accomplishments.
Students build a personalized organization system to track scholarship deadlines, requirements, and application statuses.
Students learn to identify red flags in scholarship offers and develop critical thinking skills to avoid financial aid scams.
Students practice using digital scholarship databases and search engines, focusing on filtering for opportunities available to underclassmen.
Students distinguish between different types of financial aid—loans, grants, work-study, and scholarships—and analyze the long-term impact of debt versus free money.
A structured workshop session where students use a rubric to provide and receive constructive feedback on their essay drafts.
Students practice adapting a core personal story to address various scholarship prompts, learning the art of the 'pivot.'
Focused on the introduction, students learn the 'Show, Don't Tell' technique to write engaging opening lines and sensory-rich narratives.
Students analyze successful scholarship essays to understand structural elements like hooks, narrative arcs, and future goal statements.
Students identify their unique skills, experiences, and 'personal brand' through a structured inventory of academic and non-academic achievements.
Students evaluate whether specific degrees and colleges are worth the estimated debt load based on projected earnings. They calculate the debt-to-income ratio for various career paths and set personal borrowing guidelines.
Students examine the consequences of failing to repay student loans, including wage garnishment and credit score damage. They learn about deferment and forbearance as temporary safety nets.
Students integrate student loan payments into a realistic entry-level monthly budget. They research starting salaries for careers of interest and subtract taxes and living expenses to see if the loan payments are affordable.
This lesson details various federal loan repayment options (Standard, Graduated, Income-Driven) and helps students determine when to prioritize lower monthly payments over long-term savings.
Students use loan calculators to understand how interest rates and loan terms affect the total cost of borrowing, introducing the concept of amortization.
Students act as financial advisors for fictional high school seniors, recommending a mix of federal and private loans based on specific profiles.
Using sample award letters, students practice identifying the 'net price' and separating loans from grants to determine the true cost of attendance.
Students investigate the landscape of private student loans, examining the role of credit scores, cosigners, and variable versus fixed interest rates.
This lesson focuses on the Federal Direct Loan program, clarifying the difference between Subsidized and Unsubsidized loans and calculating interest accrual.
Students explore the hierarchy of funding higher education, categorizing grants, scholarships, work-study, and loans. They analyze why loans should be the last resort and define key terminology.
Compare the mechanics of market, command, and mixed economies through historical documents like ration cards and industrial quotas, as well as modern tax structures.
A comprehensive guide to personal finance, covering budgeting, the 50/30/20 rule, and long-term financial planning for young adults.
Une étude de cas pratique sur la création et l'analyse financière d'un projet de service événementiel (Photobooth). Les élèves calculent l'investissement, analysent la rentabilité et rédigent un devis professionnel.
A restorative justice resource designed for students who have intentionally damaged school technology, focusing on financial accountability and community impact.
Cette leçon permet aux élèves de comprendre les mécanismes du calcul commercial à travers la création d'offres pour un photobooth. Ils apprennent à calculer des coûts, des marges et à formaliser une offre commerciale professionnelle sous forme de devis.
A practical literacy lesson designed for high school students with special needs to master reading and understanding basic loan agreements. Students analyze simplified car and laptop financing documents using a 5W (Who, What, When, Where, Why) framework.
A lesson covering the four main ways to pay for college: scholarships, grants, work-study, and loans, featuring a budget simulation and a scholarship research activity.
Exploring credit scores, interest rates, and responsible borrowing habits.
Decoding the paycheck, understanding tax forms, and where tax dollars go.
Foundational concepts of income, expenses, and creating a sustainable budget.
