Budgeting, saving, and investment strategies alongside practical skills for managing credit, taxes, and banking. Addresses insurance needs, employment income, and major purchase decisions to support comprehensive long-term financial planning.
A comprehensive financial literacy unit for middle school students focusing on the essential skills of money management, aligned with state standards. Students navigate through concepts of income, expenses, and credit to build a solid financial future.
A hands-on introduction to financial markets and investment strategies through a four-week simulated portfolio management project.
A comprehensive year-long curriculum designed to empower students with essential life skills for independence, focusing on financial literacy, social communication, and real-world simulations.
A 4-part series for middle schoolers exploring the philosophy of strategy, logic, and leadership through the lens of Alexander the Great. Each 10-15 minute lesson focuses on critical thinking, conditional logic, and tactical decision-making.
This project-based sequence shifts focus to the growth potential of money through savings accounts and the modern interface of online banking. Students investigate the concept of simple interest, visualizing how money can 'work' for them over time. The learning arc moves from understanding interest rates to navigating digital banking interfaces securely.
A project-based capstone where 6th-grade students adopt a persona, manage a virtual portfolio over 20 years, and adapt to life events to learn long-term wealth management.
A comprehensive introduction to the world of investing, teaching 6th graders to differentiate between stocks, bonds, and mutual funds through hands-on simulations and visual analogies. Students explore the mechanics of ownership, lending, and risk management to build a foundation for lifelong financial literacy.
A comprehensive 5-lesson sequence for 7th graders to understand the fundamentals of investing, from individual stocks and bonds to mutual funds and strategic asset allocation using a risk-reward framework.
A project-based unit for 7th graders focusing on long-term financial strategy, risk management, and lifecycle-based investing. Students move beyond basic saving to building complex financial roadmaps and identifying market pitfalls.
A comprehensive introduction to saving and investing for 7th-grade students, focusing on the mathematical power of compound interest, the impact of inflation, and strategic financial decision-making. Students will learn to calculate interest, understand purchasing power, and compare various savings vehicles.
A simulation-based journey where 7th graders step into the role of young adults managing their first finances. They explore bank accounts, the mathematics of compound interest, credit scores, and the real cost of borrowing through gamified challenges and case studies.
This sequence explores the mechanics of credit, the actual cost of debt through interest, the importance of creditworthiness, and the basics of investment risk. Students culminate their learning by evaluating business loan proposals in a 'Shark Tank' style simulation.
A comprehensive collection of lessons designed to equip students from elementary to middle school with essential life skills, including communication, financial literacy, and social-emotional awareness.
This sequence guides 7th-grade students through the mechanics of credit and debt, covering principal and interest, credit scores, debt-to-income ratios, and repayment strategies. Students learn how borrowing decisions impact long-term financial stability through simulations and real-world case studies.
A comprehensive unit for 7th-grade students on the mechanics of banking, interest rates, and creditworthiness. Students explore how financial institutions function and how personal financial decisions impact long-term economic power.
A comprehensive two-part sequence designed to help students navigate the transition from self-discovery in middle school to the practical responsibilities of young adulthood. Lesson 1 focuses on identifying personal strengths, while Lesson 2 provides a roadmap for post-secondary life.
A full-month curriculum focused on developing independence through real-world simulations, role-playing, and practical application of functional life skills.
A 5-day series of morning work activities for 7th graders designed to sharpen critical thinking through error analysis, logic puzzles, open-ended problems, and real-world tasks.
A comprehensive financial literacy sequence covering coin counting, the 'next dollar up' strategy, adding purchases, unit price ratios, and budget management. Students progress from basic money handling to complex real-world financial decision-making.
A comprehensive unit on planning, shopping for, and preparing a taco bar lunch for a large group. Students practice budgeting, community navigation, and culinary skills.
A comprehensive life skills module designed for middle and high school students to develop independence in meal preparation, budgeting, and personal hygiene. Through visual guides and hands-on practice, students build the confidence needed for daily living.
This sequence guides 7th-grade students through the practical aspects of tax filing, from understanding W-2s and timelines to completing a simplified mock tax return. Students will develop financial literacy skills by decoding IRS forms and understanding the mechanics of taxable income and deductions.
A comprehensive exploration of tax systems, marginal rates, and financial decision-making for 7th-grade students. This sequence moves from identifying types of taxes to mastering the math of tax brackets and evaluating the impact of tax policy on individuals and society.
A comprehensive 5-lesson unit for 7th graders on understanding paycheck deductions, taxes, and the difference between gross and net income. Students progress from basic definitions to auditing pay stubs and budgeting with real take-home pay.
Students enter a simulated classroom economy to learn the mechanics of maintaining a bank account, including checking and savings distinctions, ledger maintenance, understanding fees, and account reconciliation.
A comprehensive 5-lesson sequence where 7th-grade students master the fundamentals of banking, from account selection and manual transaction tracking to reconciling bank statements and navigating digital security.
An analytical exploration of employment income for 7th graders. Students move from basic gross pay calculations to understanding complex deductions, taxes, and employee benefits, culminating in a job offer comparison project.
A comprehensive financial literacy unit for 7th graders focusing on the practical steps of the insurance claims process. Students learn safety protocols, documentation techniques, claim filing, interview skills, and advocacy strategies.
A comprehensive 5-lesson sequence for 7th-grade students exploring the intersection of insurance, budgeting, and emergency savings. Students learn to categorize insurance as a financial obligation and build a 'disaster-proof' personal budget.
A comprehensive 5-lesson sequence on financial literacy focusing on insurance, warranties, and healthcare coverage, using relatable contexts like smartphones and personal belongings.
A comprehensive 7th-grade financial literacy sequence focused on auto insurance. Students learn about liability, collision, and comprehensive coverage through case studies and simulations, culminating in an investigation of how individual factors influence insurance rates.
A gamified introduction to insurance, focusing on risk assessment, shared risk pools, and the trade-offs between premiums and deductibles. Students use simulations to understand how insurance provides a financial safety net.
This sequence explores the psychology behind spending, focusing on impulse control, emotional triggers, and the economic concept of opportunity cost. Students move from basic needs/wants categorization to developing a personalized mindful spending plan.
A comprehensive 5-lesson sequence for 7th graders on identifying and preventing financial fraud, focusing on digital safety, phishing, and identity protection through a gamified, interactive approach.
A comprehensive unit on consumer rights, warranties, and the art of professional dispute resolution. Students learn to navigate the legal and ethical framework of the marketplace through case studies, role-plays, and writing workshops.
A 5-lesson project-based sequence for 7th graders focusing on comparison shopping, unit pricing, review analysis, and total cost calculation. Students learn to determine true value through a simulated 'big ticket' purchase project.
A comprehensive media literacy unit for 7th graders that teaches students to identify, analyze, and deconstruct persuasive advertising techniques across various media platforms. Students progress from recognizing the frequency of ads to critiquing the psychological and visual strategies used to influence consumer behavior.
A comprehensive workshop-style sequence exploring the psychology behind consumer habits, focusing on emotional triggers, peer pressure, branding, and environmental impact to help 6th graders develop healthy spending habits.
A comprehensive financial literacy sequence for 6th graders focused on consumer protection. Students learn about their rights, how to identify online scams and phishing, the importance of data privacy, how to interpret warranties, and the professional way to resolve consumer complaints.
A three-session entrepreneurship series where 7th graders take on CEO and executive roles to develop, budget, and pitch a new product concept.
A 3-session module for 7th graders focused on financial literacy, covering budgeting, making purchases, calculating change, and price comparison.
This sequence introduces 6th-grade students to the practical reality of taxes and payroll withholdings. Students learn to distinguish between gross and net pay, decode pay stubs, understand FICA contributions, and calculate proportional taxes to better understand their take-home pay.
A comprehensive 7th-grade career exploration unit that guides students through post-secondary education options, labor market trends, financial budgeting, and backward-design career mapping. Students move from broad understanding to specific, actionable life planning.
A project-based sequence where 6th-grade students act as 'Career Detectives' to research, analyze, and present a deep-dive investigation into a chosen profession, culminating in a Classroom Career Expo.
Students explore the core components of business planning by deconstructing successful brands, mapping value propositions, tracing supply chains, and analyzing revenue models. The sequence culminates in a SWOT analysis evaluation of a local business scenario to determine its real-world viability.
A comprehensive unit on financial literacy for young entrepreneurs, focusing on cost analysis, unit economics, revenue models, and break-even projections to determine business viability.
This sequence introduces 6th-grade students to the variety of post-secondary pathways available after high school. It covers universities, community colleges, trade schools, apprenticeships, and military service, emphasizing that different careers require different training routes and focusing on financial awareness and goal setting.
