Network Simulation Cards

Classroom Activity

Cut these cards out for the "Provider Hunt" role-play activity.

Student Persona Cards

PLAN A

Rules:

Budget: $500

Plan B

Rules:

Budget: $500

In-Network for HMO & PPO

"I can treat minor issues and write referrals for HMO patients. Visit cost: $20 Co-pay."

STAMP HERE TO GET REFERRAL

OUT-OF-NETWORK (Private)

"I am the best in town, but I don't take insurance contracts. HMO cannot see me. PPO cost: $400."

NO HMO REFERRALS ACCEPTED

In-Network for HMO & PPO

"I accept referrals from HMO primary care doctors. PPO patients can see me directly. Visit cost: $30."

REQUIRED: HMO REFERRAL STAMP

CLOSED TO NEW PATIENTS

"We are in-network, but the wait list is 14 months long. Find another provider!"

GO BACK TO START

Your Assigned Plan:

Medical Goal:

Describe your path to finding a doctor. Did you face any obstacles (referrals, long waits, network issues)?

Reflection: If you had the choice, would you prefer the lower cost of an HMO or the freedom of a PPO? Why?